5430 Fairground Rd, Celina, OH 45822 Property Records

Mercer County property record for 5430 Fairground Rd, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,770 sqft · built 1900
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$173,000 (Jan 2020)
Tax Bill$2,908 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Jan 2026 Second Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN26-020200.0000

Property Details

APN / Parcel Number

Primary APN26-020200.0000
Alternative APN
  • 05-35-400-005

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,770 sqft Living Area
Basement Area529 sqft
Unfinished Basement529 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area87,120 sqft (2 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5430 FAIRGROUND RD
CityCELINA
StateOH
Zip45822-9606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NE SE RTS: 002-05-35
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group2
Census Block2009
Census Tract967400

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5430 FAIRGROUND RD, CELINA, OH 45822-9606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Deed of Trust, Mortgage · Line of Credit
KEMBA FINANCIAL CREDIT UNION INC
Jan 29, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SOFI BANK NA
Jul 1, 2009Deed of Trust, Mortgage · Line of Credit
THE PEOPLES BANK CO
May 19, 2009Deed of Trust, Mortgage
THE PEOPLES BANK CO
Jul 31, 2012Deed of Trust, Mortgage · Conventional Mortgage
THE PEOPLES BANK CO
Nov 27, 2006Deed of Trust, Mortgage · Conventional Mortgage
MERCER SAVINGS BANK
Jan 6, 2020Warranty Deed, Transfer · Conventional Mortgage
T2 FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2020 · Amount on Record
Deed SaleJan 6, 2020 · Amount on Record
Deed Document Number202058
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address5430 FAIRGROUND RD, CELINA, OH 45822-9606
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200005236
DateOct 31, 2022
Instrument202200005236
Lender
NameKEMBA FINANCIAL CREDIT UNION INC
TypeCredit Union
AddressCOLUMBUS, OH 43230
Agreement
TypeLine of Credit
AmountAmount Recorded

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address5430 FAIRGROUND RD, CELINA, OH 45822-9606
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5430 FAIRGROUND RD, CELINA, OH 45822-9606

Mortgage

Document Number202600000402
DateJan 29, 2026
Instrument202600000402
Lender
NameSOFI BANK NA
TypeBank
AddressSALT LAKE CITY, UT 84121
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2046

July 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address5430 FAIRGROUND RD, CELINA, OH 45822-9606
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200900004906
DateJul 1, 2009
Instrument200900004906
Lender
NameTHE PEOPLES BANK CO
TypeBank
AddressCOLDWATER, OH 45828
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 20, 2019

May 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address5430 FAIRGROUND RD, CELINA, OH 45822-9606
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200900003870
DateMay 19, 2009
Instrument200900003870
Lender
NameTHE PEOPLES BANK CO
TypeBank
AddressCOLDWATER, OH 45828
Agreement
AmountAmount Recorded
Term361 Months
DueJun 1, 2039

July 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address5430 FAIRGROUND RD, CELINA, OH 45822-9606
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201200004336
DateJul 31, 2012
Instrument201200004336
Lender
NameTHE PEOPLES BANK CO
TypeBank
Address42828
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2042

November 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address5430 FAIRGROUND RD, CELINA, OH 45822-9606
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200600006911
DateNov 27, 2006
Instrument200600006911
Lender
NameMERCER SAVINGS BANK
AddressCELINA, OH 45822
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2036

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateJan 6, 2020
Property Address5430 FAIRGROUND RD, CELINA, OH 45822-9606
Document Number202000000058
Instrument DateJan 2, 2020
Instrument202000000058
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5430 FAIRGROUND RD, CELINA, OH 45822-9606

Mortgage

Document Number202000000059
DateJan 6, 2020
Instrument202000000059
Lender
NameT2 FINANCIAL LLC
AddressWESTERVILLE, OH 43082
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,908.00$71,760 (-) Land $11,870 Building $59,890
2024$2,908.00 (+0.1%)$71,760 (-) Land $11,870 Building $59,890
2023$2,905.00 (+16.81%)$71,760 (+34.61%) Land $11,870 Building $59,890$205,000 (+34.6%) Land $33,900 Building $171,100
2022$2,487.00$53,310 Land $10,010 Building $43,300
2020$152,300 Land $28,600 Building $123,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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