Jackson County property record for 5430 Cross Rd, Concord, MI 49237 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,800 sqft · built 1988 |
| Lot Size | 20.6 acres (897,336 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,923 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000-12-29-152-001-02 |
| Primary APN | 000-12-29-152-001-02 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 1,800 sqft |
| Unfinished Basement | 1,800 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 897,336 sqft (20.6 acres) |
| Garage Area | 1,548 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5430 CROSS RD |
|---|---|
| City | CONCORD |
| State | MI |
| Zip | 49237-9633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 20A OF THAT PART OF NW 1/4 OF SEC 29 LYING W OF CEN OF CROSS RD AND S OF R/W OF AIR LINE DIVISION OF MCRR EXC THE S 91 FT |
| Legal Range | 20 |
| Legal Township | 03S |
| Legal Section | 29 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | SPRING ARBOR |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 6401 |
Source: Jackson County records · APN 000-12-29-152-001-02
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5430 CROSS RD, CONCORD, MI 49237-9633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Line of Credit COUNTY NATIONAL BANK |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COUNTY NATIONAL BANK |
| Feb 13, 2018 | Deed of Trust, Mortgage · Line of Credit HILLSDALE COUNTY NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 5430 CROSS RD, CONCORD, MI 49237-9633 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5430 CROSS RD, CONCORD, MI 49237-9633 |
| Document Number | 0002889840 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 2192/1050 |
| Instrument | 2889840 |
| Name | COUNTY NATIONAL BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | HILLSDALE, MI 49242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 10, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 5430 CROSS RD, CONCORD, MI 49237-9633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | MIDSTATE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0002870627 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 2178/37 |
| Instrument | 2870627 |
| Name | COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSDALE, MI 49242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 5430 CROSS RD, CONCORD, MI 49237-9633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002788309 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 2114/0921 |
| Instrument | 2788309 |
| Name | HILLSDALE COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSDALE, MI 49242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 10, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Spring Arbor Township |
| Unified School District | Concord Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,400 (+6.4%) | $408,800 (+6.4%) | |
| 2025 | $1,923.00 (-57.29%) | $192,100 (+16.42%) | $384,200 (+16.42%) |
| 2024 | $4,502.00 (+10.15%) | ||
| 2023 | $165,000 | $330,000 | |
| 2022 | $4,087.00 |
Source: FEMA National Flood Hazard Layer, Jackson County (26075C), updated May 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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