543 W Root St, Chicago, IL 60609 Property Records

Cook County property record for 543 W Root St, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,010 sqft · built 1992
Lot Size	0.072 acres (3,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jun 2025)
Tax Bill	$6,199 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04-121-011`

Property Details

APN / Parcel Number

Primary APN	`20-04-121-011`
Alternative APN	`20-04-121-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,010 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1994
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,150 sqft (0.072 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	543 W ROOT ST
City	CHICAGO
State	IL
Zip	60609-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(PEARCE) & (REYNOLDS) PLAT OF RESUB OF BLK 6 IN TAYLO R & KREIGHS SUB OF EH NW SEC 04-38-14
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	PEARCE & REYNOLDS
Legal Block	6
Legal Lot Number	64
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1018
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	543 W ROOT ST, CHICAGO, IL 60609-2733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKESIDE BK
Jul 19, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	202530083
Prior Transfer Date	Apr 1, 2002
Prior Transfer Doc	0000067643
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	543 W ROOT ST, CHICAGO, IL 60609-2733
Document Number	2036513791
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	543 W ROOT ST CHICAGO IL 606092733, CHICAGO, IL 60609-2733

Mortgage

Document Number	2036513791
Date	Dec 30, 2020
Instrument	36513791

Lender

Name	LAKESIDE BK
Type	Bank
Address	CHICAGO, IL 60608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2035

Interest

Rate	2.5%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 19, 2018
Property Address	543 W ROOT ST, CHICAGO, IL 60609-2733
Document Number	1820045024
Instrument Date	Jul 16, 2018
Instrument	20045024
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	ACQUEST TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	543 W ROOT ST CHICAGO IL 606092733, CHICAGO, IL 60609-2733

Mortgage

Document Number	1820045025
Date	Jul 19, 2018
Instrument	20045025

Lender

Name	CITIBANK
Type	Bank
Address	O'FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 18, 2033

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,000 (+13.51%) Land $2,520 Building $39,480	$420,000 (+13.51%) Land $25,200 Building $394,800
2023	$6,199.00 (-10.24%)
2022	$6,906.00 (+2.01%) Homeowner's exemption	$37,000 (-) Land $3,150 Building $33,850	$370,000 (-) Land $31,500 Building $338,500
2021	$6,770.00 Homeowner's exemption	$37,000 Land $3,150 Building $33,850	$370,000 Land $31,500 Building $338,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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