543 W 40th Pl, Chicago, IL 60609 Property Records

Cook County property record for 543 W 40th Pl, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,219 sqft · built 2025
Lot Size	0.069 acres (2,990 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Jun 2025)
Tax Bill	$252 (2023)
Deeds & Mortgages	Dec 2024 Construction Loan Jun 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-04-110-011`

Property Details

APN / Parcel Number

Primary APN	`20-04-110-011`
Alternative APN	`20-04-110-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,219 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,990 sqft (0.069 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	543 W 40TH PL
City	CHICAGO
State	IL
Zip	60609-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(SUBDIVISION) OF LTS 3-10 OF BLK 3 OF TAYLOR & KREIGH S SUB OF EH NW SEC 04-38-14
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	SUBDIVISION OF LTS 3-10 OF BLK 3 OF TA
Legal Block	3
Legal Lot Number	3-10
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1014
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

543 W 40th Pl is owned and occupied by two individuals who bought it in June 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	543 W 40TH PL, CHICAGO, IL 60609-2701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2024	Deed of Trust, Mortgage · Construction Mortgage LAKESIDE BANK
Jun 24, 2025	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROYAL BUSINESS BANK
Sep 22, 2023	Warranty Deed, Construction Loan E-CHICAGO TITLE, CHICAGO TITLE
Oct 9, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2025 · Amount on File
Deed Sale	Jun 24, 2025 · Amount on File
Prior Sale	Sep 22, 2023 · Amount on File
Deed Document Number	202518145
Prior Transfer Date	Jun 21, 2017
Prior Transfer Doc	0000029008
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	543 W 40TH PL, CHICAGO, IL 60609-2701
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	UNKNOWN, FREEDOM TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 STATE ST, LEMONT, IL 60439-4441

Mortgage

Document Number	0035918227
Date	Dec 24, 2024
Instrument	2435918227

Lender

Name	LAKESIDE BANK
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 19, 2025

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 24, 2025
Property Address	543 W 40TH PL, CHICAGO, IL 60609-2701
Document Number	0017518145
Instrument Date	Jun 11, 2025
Instrument	2517518145
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	UNKNOWN, FREEDOM TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	543 W 40TH PL, CHICAGO, IL 60609-2701

Mortgage

Document Number	0017518146
Date	Jun 24, 2025
Instrument	2517518146

Lender

Name	ROYAL BUSINESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.2%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.2%
Max Rate At Change	8.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.2%

September 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 22, 2023
Property Address	543 W 40TH PL, CHICAGO, IL 60609-2701
Document Number	0026546051
Instrument Date	Sep 15, 2023
Instrument	2326546051
Transaction Type	Construction Loan
Record Updated	Oct 11, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 9, 2020
Property Address	543 W 40TH PL, CHICAGO, IL 60609-2701
Document Number	2028321019
Instrument Date	Aug 17, 2020
Instrument	28321019
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7649 W 123RD PL PALOS HEIGHTS IL 604631213, PALOS HEIGHTS, IL 60463-1213

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Sep 20, 2017
Property Address	543 W 40TH PL, CHICAGO, IL 60609-2701
Document Number	1726329008
Instrument Date	Jun 21, 2017
Instrument	26329008
Transaction Type	Transfer
Record Updated	Oct 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25129 VERMETTE RD PLAINFIELD IL 605857733, PLAINFIELD, IL 60585-7733

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,380 Land $4,485 Building $33,895	$383,800 Land $44,850 Building $338,950
2023	$252.00 (+2.44%)	$1,196 (-) Land $1,196	$11,960 (-) Land $11,960
2022	$246.00 (+2.5%)	$1,196 (-) Land $1,196	$11,960 (-) Land $11,960
2021	$240.00	$1,196 Land $1,196	$11,960 Land $11,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 543 W 40th Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 543 W 40th Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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