McLennan County property record for 543 Tom McCartney Ln, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,486 sqft · built 2005 |
| Lot Size | 0.568 acres (24,742 sqft) |
| Owner | Company Name on File |
| Last Sale | $225,300 (Nov 2020) |
| Tax Bill | $3,238 (2022) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-028300-002132-0 |
| Primary APN | 24-028300-002132-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| Gross Area | 1,970 sqft |
| 1st Floor Area | 1,486 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Wood Truss |
| Roof Material | Composition Shingle |
| Lot Area | 24,742 sqft (0.568 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 374 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 248 sqft |
| Patio Area | 323 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 543 TOM MCCARTNEY LN |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-5683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | DEES NALCISSO ACRES .568 |
| Legal Subdivision | DEES NALCISSO |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WEST |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 4202 |
543 Tom McCartney Ln is owned by a company that bought it in November 2020 and is owner-occupied.
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 543 TOM MCCARTNEY LN, WACO, TX 76705-5683 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 9, 2020 | Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Oct 1, 2018 | Affidavit of Death, Mortgage · VA Mortgage PLANET HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on File |
| Deed Sale | Nov 9, 2020 · Amount on File |
| Deed Document Number | 202040050 |
| Prior Transfer Date | Nov 4, 2020 |
| Prior Transfer Doc | 0000040050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 9, 2020 |
| Property Address | 543 TOM MCCARTNEY LN, WACO, TX 76705-5683 |
| Document Number | 0000040050 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 2020040050 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 154425, WACO, TX 76715-4425 |
| Name | Verified Name |
|---|---|
| Address | 543 TOM MCCARTNEY LN, WACO, TX 76705-5683 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040051 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 2020040051 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 1, 2018 |
| Property Address | 543 TOM MCCARTNEY LN, WACO, TX 76705-5683 |
| Document Number | 0000034700 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 34700 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1697 FM 980 HUNTSVILLE TX 77343, HUNTSVILLE, TX 77343 |
| Document Number | 34701 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 34701 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2048 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Gholson City |
| County | McLennan County |
| Unified School District | Gholson Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,000 (+1%) | $265,000 (+10.42%) Land $21,639 Building $243,361 | |
| 2025 | $240,000 Land $18,520 Building $221,480 | $240,000 Land $18,520 Building $221,480 | |
| 2023 | $240,000 Land $16,840 Building $223,160 | $240,000 Land $16,840 Building $223,160 | |
| 2022 | $3,238.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 543 Tom McCartney Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2007) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 543 Tom McCartney Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 49% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GHOLSON WSC serves 3,903 people · EPA ID TX1550028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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