St. Johns County property record for 543 Sarto Ct, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,289 sqft · built 1981 |
| Lot Size | 0.48 acres (20,908 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $129,400 (Mar 2020) |
| Tax Bill | $2,315 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 284135-0240 |
| Primary APN | 284135-0240 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,289 sqft Living Area |
| Gross Area | 1,653 sqft |
| 1st Floor Area | 1,289 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 20,908 sqft (0.48 acres) |
| Lot Dimensions | 140 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 543 SARTO CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 13/114-124 REPLAT OF ST AUGUSTINE SHORES UNIT TWO LOT 24 BLK 135 OR4579/1095 & 4895/1126 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 41 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 2 REPLAT |
| Legal Block | 135 |
| Legal Lot Number | 24 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 21210 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 543 SARTO CT, SAINT AUGUSTINE, FL 32086-7830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Mar 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2020 · Amount on Record |
| Deed Sale | Mar 4, 2020 · Amount on Record |
| Prior Sale | Jul 13, 2018 · Amount on Record |
| Deed Document Number | 202017504 |
| Deed Book / Page | 4895 / 1126 |
| Prior Transfer Date | Feb 24, 2020 |
| Prior Transfer Doc | 0048951126 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 4, 2020 |
| Property Address | 543 SARTO CT, SAINT AUGUSTINE, FL 32086-7830 |
| Document Number | 0048951126 |
| Book / Page | 4895 / 1126 |
| Map Reference | MB 13 PG 114-124 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 2020017504 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | PARADISE TTL OF ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Tax | $905.80 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 534 CSARTO COURT, 534, ST AUGUSTINE, FL 32086 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 543 SARTO CT, SAINT AUGUSTINE, FL 32086-7830 |
| Document Number | 0048951128 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 4895/1128 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 13, 2018 |
| Property Address | 543 SARTO CT, SAINT AUGUSTINE, FL 32086-7830 |
| Document Number | 0045791095 |
| Book / Page | 4579 / 1095 |
| Map Reference | MB13 PG114-124 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 2018049880 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | PARADISE TITLE OF ST AUGUSTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7 FOUNTAIN OF YOUTH BLVD APT B, B, SAINT AUGUSTINE, FL 32080-6410 |
| Document Number | 2018049881 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 2018049881 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,036 (+2.7%) | $301,982 (-2.37%) Land $132,670 Building $169,312 | |
| 2025 | $2,315.00 (+14.49%) Homeowner's exemption Widower's exemption | $190,882 (+5.99%) | $309,307 (+2.47%) Land $125,212 Building $184,095 |
| 2024 | $2,022.00 (+2.28%) | ||
| 2023 | $1,977.00 (+0.66%) Homeowner's exemption Widower's exemption | $180,099 (+3%) | $301,850 (+12.28%) Land $125,212 Building $176,638 |
| 2022 | $1,964.00 Homeowner's exemption Widower's exemption | $174,853 | $268,837 Land $81,026 Building $187,811 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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