543 Sandy Ct, Harvard, IL 60033 Property Records

McHenry County property record for 543 Sandy Ct, Harvard, IL 60033 · Last verified May 2024

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2004
Square Footage1,126 sqft Living Area
Lot Size0.041 acres
OccupancyOwner Occupied
Last Sale$179,500 (2023)

Owner

Source: McHenry County records · APN 06-02-156-149

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address543 SANDY CT, HARVARD, IL 60033-7803
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Warranty Deed, Transfer · Conventional Mortgage
SAUK VALLEY BANK & TRUST COMPANY
Aug 10, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 28, 2023 · Amount on Record
Deed SaleAug 28, 2023 · Amount on Record
Prior SaleAug 10, 2017 · Amount on Record
Deed Doc Number2023R0021300
Record RefreshedJun 07, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 28, 2023
Property Address543 SANDY CT, HARVARD, IL 60033-7803
Document Number0000021300
Map ReferenceDOC 2001R0086097
Instrument DateAug 21, 2023
Instrument2023R0021300
Transaction TypeTransfer
Record UpdatedSep 07, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$179.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address543 SANDY CT, HARVARD, IL 60033-7803

Mortgage

Document Number0000021301
DateAug 28, 2023
Instrument2023R0021301
Lender
NameSAUK VALLEY BANK & TRUST COMPANY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.5%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateSep 01, 2030
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change8.5%
Index1-Year CMT
Max Rate13.5%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 10, 2017
Property Address543 SANDY CT, HARVARD, IL 60033-7803
Document Number0000029648
Map ReferenceDOC2001R0086097
Instrument DateAug 07, 2017
Instrument2017R0029648
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$176.25
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address543 SANDY CT, 543, CRYSTAL LAKE, IL 60014

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 N VIRGINIA ST, CRYSTAL LAKE, IL 60014-4125

Mortgage

Document Number0000029649
DateAug 10, 2017
Instrument2017R0029649
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionDunham Township
MunicipalityHarvard City
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$40,418 Land $8,183 Building $32,235$121,254 Land $24,549 Building $96,705

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-02-156-149

Interior

Building Area1,126 sqft Living Area
Gross Area2,252 sqft Gross Area
Basement Area1,126 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 2004
Construction TypeFrame Construction
Lot Area1,791 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address543 SANDY CT
CityHARVARD
StateIL
Zip60033-7803
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0029648 PT LT 266 LYING OUTSIDE OF SSA 3 /EX NWLY 160.47FT/ SHADOW CREEK RESUB
Legal SubdivisionSHADOW CREEK RESUB
Legal Lot Number266
JurisdictionMCHENRY IL
Minor Civil DivisionDUNHAM
Census Blockgroup1
Census Block1011
Census Tract870200

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