543 Poplar St, Cambridge, MD 21613 Property Records

Dorchester County property record for 543 Poplar St, Cambridge, MD 21613

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2,323 sqft · built 1920
Lot Size	0.035 acres (1,535 sqft)
Owner	Company Name on Record
Last Sale	$1,425,000 (Dec 2023)
Tax Bill	$4,101 (2026)
Deeds & Mortgages	Dec 2023 Sale & Line of Credit Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-112114`

Property Details

APN / Parcel Number

Primary APN	`07-112114`
Alternative APNs	`7112114` `112114`

Interior

Units	2 Units
Stories	3 Stories
Building Area	2,323 sqft Total Area
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	1,535 sqft (0.035 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	112114
Street Address	543 POPLAR ST
City	CAMBRIDGE
State	MD
Zip	21613-1833
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	C-2
Legal Description	LOT 1,535 SQ. FT. 543 POPLAR STREET
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	3
Census Block	3022
Census Tract	970400

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	400 WOODLAND TER, ALEXANDRIA, VA 22302-3315
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed, Transfer · Line of Credit SIGNATURE FCU
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit PROVIDENT STATE BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Prior Sale	Jun 29, 2001 · Amount on Record
Deed Book / Page	1848 / 391
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 11, 2023
Property Address	543 POPLAR ST, CAMBRIDGE, MD 21613-1833
Document Number	0018480391
Book / Page	1848 / 391
Instrument Date	Oct 3, 2023
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	ATG TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 WOODLAND TER, ALEXANDRIA, VA 22302-3315

Mortgage

Document Number	0001848398
Date	Dec 11, 2023
Instrument	1848-398

Lender

Name	SIGNATURE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Nov 3, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	543 POPLAR ST, CAMBRIDGE, MD 21613-1833
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016180103
Date	Dec 29, 2020
Book Page	1618/103

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	PRESTON, MD 21655

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,101.00 (+5.75%)	$219,467 (+9.9%)	$245,400 (+18.84%) Land $7,600 Building $237,800
2025	$3,878.00 (+5.07%)
2023	$3,691.00	$199,700	$206,500 Land $7,600 Building $198,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	78 units insured incl. 50 condo units
Nearby Flood Claims	27 (1985–2024)
Claims Outside the SFHA	7 of 27
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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