543 N Main St, Payson, UT 84651 Property Records

Utah County property record for 543 N Main St, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 964 sqft · built 1952
Lot Size	0.286 acres (12,455 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,800 (Jan 2021)
Tax Bill	$2,006 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-026-0104`

Property Details

APN / Parcel Number

Primary APN	`30-026-0104`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	964 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	964 sqft
Basement Area	964 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	12,455 sqft (0.286 acres)
Garage Type	Carport
Garage Area	702 sqft
Carport	Carport
Carport Area	702 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	12 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	543 N MAIN ST
City	PAYSON
State	UT
Zip	84651-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM N 0 DEG 28 39 W 739.31 FT & W 582.23 FT & N 0 DEG 26 0 E 77 FT FR E 1/4 COR. SEC. 8, T9S, R2E, SLB&M.; N 89 DEG 35 13 W 152.28 FT; N 0 DEG 26 0 E 81.84 FT; S 89 DEG 35 13 E 152.28 FT; S 0 DEG 26 0 W 81.84 FT TO BEG. AREA 0.286 AC.
Legal Range	02E
Legal Township	09S
Legal Section	08
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2001
Census Tract	3401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	543 N MAIN ST, PAYSON, UT 84651-3413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FCU
Jan 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	202111843
Prior Transfer Date	Jan 15, 2021
Prior Transfer Doc	0000011843
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	543 N MAIN ST, PAYSON, UT 84651-3413
Transaction Type	Mortgage
Record Updated	May 2, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025791
Date	Apr 25, 2023
Instrument	25791:2023

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 24, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jan 21, 2021
Property Address	543 N MAIN ST, PAYSON, UT 84651-3413
Document Number	0000011843
Instrument Date	Jan 15, 2021
Instrument	11843:2021
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PRO TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	543 N MAIN ST, PAYSON, UT 84651-3413
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011844
Date	Jan 21, 2021
Instrument	11844:2021

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,290 (-44.84%)	$367,800 (+0.3%) Land $139,500 Building $228,300
2025	$2,006.00 (+0.05%)	$366,700 (+94.38%) Land $132,900 Building $233,800	$366,700 (+6.91%) Land $132,900 Building $233,800
2024	$2,005.00 (+8.5%)
2023	$1,848.00 (-0.7%)	$188,650	$343,000 Land $114,600 Building $228,400
2022	$1,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Utah Broadband Fixed Wireless · Fiber in parts of the area	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, T-Mobile.

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