Otsego County and Westford Town property record for 543 Middlefield Rd, Schenevus, NY 12155
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 722 sqft · built 1900 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $211,000 (Dec 2025) |
| Tax Bill | $1,829 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 366400 133.00-2-3.01 |
| Primary APN | 366400 133.00-2-3.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 722 sqft Living Area |
| 1st Floor Area | 722 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 488 sqft |
| Pole Barn | 204 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 019570 |
|---|---|
| Street Address | 543 MIDDLEFIELD RD |
| City | SCHENEVUS |
| State | NY |
| Zip | 12155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 989 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 3.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WESTFORD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 590600 |
Source: Otsego County and Westford Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 150 WESTKILL RD, JEFFERSON, NY 12093-3000 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage SIDNEY FCU |
| Dec 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage SIDNEY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on Record |
| Deed Sale | Dec 22, 2025 · Amount on Record |
| Deed Document Number | 20255133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 543 MIDDLEFIELD RD, SCHENEVUS, NY 12155 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000029 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026-929 |
| Name | SIDNEY FCU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Jan 1, 2041 |
| Index | 5-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Dec 22, 2025 |
| Property Address | 543 MIDDLEFIELD RD, SCHENEVUS, NY 12155 |
| Document Number | 0000000133 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 2025-5133 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 150 WESTKILL RD, JEFFERSON, NY 12093-3000 |
| Document Number | 0000000134 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025-5134 |
| Name | SIDNEY FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Jan 1, 2041 |
| Index | 5-Year CMT |
Source: Otsego County and Westford Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Westford Town |
| Unified School District | Schenevus Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,829.00 (+0.77%) | ||
| 2025 | $1,815.00 (+39.19%) | $57,800 (-) Land $11,800 Building $46,000 | $81,408 (+5.63%) Land $16,620 Building $64,788 |
| 2024 | $1,304.00 Homeowner's exemption Senior Citizen's exemption | $57,800 (-) Land $11,800 Building $46,000 | $77,067 (+4%) Land $15,733 Building $61,334 |
| 2023 | $57,800 Land $11,800 Building $46,000 | $74,103 Land $15,128 Building $58,975 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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