Harford County property record for 543 Kirkcaldy Way, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,520 sqft · built 2003 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jun 2020) |
| Tax Bill | $3,717 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-328328 |
| Primary APN | 01-328328 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Total Area |
| Basement Area | 570 sqft |
| Finished Basement | 570 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 328328 |
|---|---|
| Street Address | 543 KIRKCALDY WAY |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2419 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3COS |
| Legal Description | LOT 106 2000 SF 543 KIRKCALDY WAY MONMOUTH MEAD P 101/97 |
| Legal Lot Number | 106 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 301202 |
543 Kirkcaldy Way, a townhouse, is owned and occupied by two individuals who bought it in June 2020.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 543 KIRKCALDY WAY, ABINGDON, MD 21009-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 29, 2020 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on File |
| Deed Sale | Jun 29, 2020 · Amount on File |
| Prior Sale | Aug 23, 2016 · Amount on File |
| Deed Book / Page | 13947 / 19 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 543 KIRKCALDY WAY, ABINGDON, MD 21009-2419 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0143290050 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 14329/50 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 29, 2020 |
| Property Address | 543 KIRKCALDY WAY, ABINGDON, MD 21009-2419 |
| Document Number | 0139470019 |
| Book / Page | 13947 / 19 |
| Map Reference | MB CGH101 FO 97 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 305 TALL PINES CT APT G, G, ABINGDON, MD 21009-3059 |
| Document Number | 0001394727 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 13947/27 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 543 Kirkcaldy Way was $3,717, up 14.8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,717.00 (+14.79%) | $341,100 Land $75,000 Building $266,100 | $341,100 Land $75,000 Building $266,100 |
| 2025 | $3,238.00 | ||
| 2023 | $275,200 Land $75,000 Building $200,200 | $275,200 Land $75,000 Building $200,200 | |
| 2022 | $2,920.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 543 Kirkcaldy Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 543 Kirkcaldy Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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