543 Ferry Rd, Apt 4, Saco, ME 04072 Property Records

York County and Saco City property record for 543 Ferry Rd, Apt 4, Saco, ME 04072

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 568 sqft · built 1971
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$184,500 (Mar 2013)
Tax Bill	$4,041 (2025)
Deeds & Mortgages	Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M1280R`

Property Details

APN / Parcel Number

Primary APN	`M1280R`
Alternative APNs	`SACO M:004 L:014 U:001-004` `M:004 L:014 U:001=004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	9 Units
Stories	1 Story
Building Area	568 sqft Living Area
1st Floor Area	568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M1280R
Street Address	543 FERRY RD, 4
City	SACO
State	ME
Zip	04072-2240
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LDR
Legal Lot Number	14
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1019
Census Tract	5400

Owner

543 Ferry Rd, Apt 4 is owned by two individuals who bought it in March 2013.

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 MONTY RD, ALTONA, NY 12910-2117
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2013 · Amount on File
Deed Sale	Mar 25, 2013 · Amount on File
Prior Sale	Nov 2, 2010 · Amount on File
Deed Document Number	201313570
Deed Book / Page	16559 / 556
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	543 FERRY RD APT 4, 4, SACO, ME 04072-2240
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185500622
Date	Feb 8, 2021
Book Page	18550/622
Instrument	2021007392

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,041.00 (+1.05%)	$284,600 (-) Land $188,600 Building $96,000
2024	$3,999.00 (+2.96%)	$284,600 (+34.31%) Land $188,600 Building $96,000	$349,790
2022	$3,884.00	$211,900 Land $143,700 Building $68,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 543 Ferry Rd, Apt 4 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 135 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	138 units insured incl. 3 condo units
Nearby Flood Claims	216 (1978–2024)
Claims Outside the SFHA	42 of 216
Most Recent Claim	Apr 2024 · Severe Winter Storm
Claims by Event	Severe Storms And Flooding, Jan 2024 · 38 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims Coastal Storm, Oct 1991 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 543 Ferry Rd, Apt 4 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20