543 Etta Dr, Candor, NC 27229 Property Records

Montgomery County property record for 543 Etta Dr, Candor, NC 27229

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1969
Lot Size	0.405 acres (17,646 sqft)
Owner	Individual Name on Record
Tax Bill	$376 (2025)
Deeds & Mortgages	Dec 2025 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7586 09 17 4006`

Property Details

APN / Parcel Number

Primary APN	`7586 09 17 4006`
Alternative APN	`31183`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Finished Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,646 sqft (0.405 acres)
Lot Dimensions	173 ft deep x 102 ft wide
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Zoned

Location & Zoning

Account Number	31183
Street Address	543 ETTA DR
City	CANDOR
State	NC
Zip	27229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	JOE STEED LOT 5 STEED
Legal Lot Number	5
Jurisdiction	MONTGOMERY NC
Township / Civil Division	BISCOE
Census Block Group	1
Census Block	1016
Census Tract	960501

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	543 ETTA DR, CANDOR, NC 27229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1992
Deed Sale	Jul 1, 1992
Deed Book / Page	262 / 71
Last Transfer Date	Nov 22, 2025
Transfer Doc	000974/743
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY NC
Recording Date	Dec 1, 2025
Property Address	543 ETTA DR, CANDOR, NC 27229
Document Number	000974/743
Book / Page	974 / 743
Instrument Date	Nov 22, 2025
Instrument	388792
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	543 ETTA DR, CANDOR, NC 27229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 ETTA DR, CANDOR, NC 27229

Mortgage

Document Number	000974/746
Date	Dec 1, 2025
Book Page	974/746
Instrument	388793

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	877 Months
Due	Dec 31, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,282 (-) Land $11,016 Building $50,266	$61,282 (-) Land $11,016 Building $50,266
2025	$376.00	$61,282 (-) Land $11,016 Building $50,266	$61,282 (-) Land $11,016 Building $50,266
2023		$61,282 Land $11,016 Building $50,266	$61,282 Land $11,016 Building $50,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20