543 E 12th St, Carroll, IA 51401 Property Records

Carroll County property record for 543 E 12th St, Carroll, IA 51401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,040 sqft · built 1965
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,690 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`0719179019`

Property Details

APN / Parcel Number

Primary APN	`0719179019`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Marblecrete
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	76 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	543 E 12TH ST
City	CARROLL
State	IA
Zip	51401-2654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOMAS SECOND ADDN BLOCK 3 LOT 5
Legal Subdivision	THOMAS SECOND ADDN
Legal Block	3
Legal Lot Number	5
Jurisdiction	CARROLL IA
Township / Civil Division	CARROLL
Census Block Group	2
Census Block	2011
Census Tract	960300

Owner

Source: Carroll County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	543 E 12TH ST, CARROLL, IA 51401-2654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL SAVINGS BANK
May 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCIAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	543 E 12TH ST, CARROLL, IA 51401-2654
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	SURITY TITLE, SECURITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202426
Date	Jul 30, 2020
Instrument	2020-2426

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	543 E 12TH ST, CARROLL, IA 51401-2654
Transaction Type	Mortgage
Record Updated	Jun 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1372
Date	May 17, 2019
Book Page	2019/1372
Instrument	2019-1372

Lender

Name	COMMERCIAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2020

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Carroll City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,510 (-) Land $25,680 Building $130,830	$156,510 (-) Land $25,680 Building $130,830
2025	$1,690.00 (+1.68%) Homeowner's exemption	$156,510 (+12.56%) Land $25,680 Building $130,830	$156,510 (+12.56%) Land $25,680 Building $130,830
2023		$139,050 (+11.68%) Land $25,680 Building $113,370	$139,050 (+11.68%) Land $25,680 Building $113,370
2022		$124,510 Land $24,920 Building $99,590
2021			$124,510 Land $24,920 Building $99,590
2018	$1,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL MUNICIPAL WATER SUPPLY serves 10,321 people · EPA ID IA1415072
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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