San Joaquin County property record for 543 Denise Dr, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1983 |
| Square Footage | 1,132 sqft Living Area |
| Lot Size | 6,100 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2020) |
| Tax Bill | $3,865.00 (2025) |
| Primary APN | 259-444-270-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,132 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 6,100 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 543 DENISE DR |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-2807 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 79/FORM PT 259-090-10 |
| Legal Subdivision | ALMOND QUEEN TERRACE UNIT #1 |
| Legal Lot Number | 55 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 5004 |
Source: San Joaquin County records · APN 259-444-270-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 543 DENISE DR, RIPON, CA 95366-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 04, 2026 | Deed of Trust, Mortgage · Line of Credit ENGINEERS FEDERAL CREDIT UNION |
| Feb 26, 2020 | Grant Deed, Transfer · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jan 23, 2019 | Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on Record |
| Deed Sale | Feb 26, 2020 · Amount on Record |
| Prior Sale | Oct 20, 2015 · Amount on Record |
| Deed Doc Number | 2020-024495 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 04, 2026 |
| Property Address | 543 DENISE DR, RIPON, CA 95366-2807 |
| Document Number | 0000070600 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202670600 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 543 DENISE DR, RIPON, CA 95366-2807 |
| Document Number | 0000070600, |
|---|---|
| Date | Aug 04, 2026 |
| Instrument | 202670600 |
| Name | ENGINEERS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 26, 2020 |
| Property Address | 543 DENISE DR, RIPON, CA 95366-2807 |
| Document Number | 0000024495 |
| Map Reference | MB 24 PG 17 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 2020-024495 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 543 DENISE DR, RIPON, CA 95366-2807 |
| Document Number | 0000024496 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2020-024496 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 543 DENISE DR, RIPON, CA 95366-2807 |
| Document Number | 0000011288 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 543 DENISE DR RIPON CA 953662807, RIPON, CA 95366-2807 |
| Document Number | 0000011288 |
|---|---|
| Date | Feb 01, 2019 |
| Instrument | 11288 |
| Name | DITECH FIN'L |
|---|---|
| Address | TEMPE, AZ 85284 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2049 |
| Rate | 5% |
|---|
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,865.00 (+3.81%) | $355,430 (+4.04%) Land $98,426 Building $257,004 |
| 2023 | $3,723.00 (+1.61%) | $341,630 Land $94,605 Building $247,025 |
| 2022 | $3,664.00 |
543 Denise Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 11th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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