543 Declaration Ave, Billings, MT 59105 Property Records

Yellowstone County property record for 543 Declaration Ave, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,688 sqft · built 1982
Lot Size	0.22 acres (9,601 sqft)
Owner	2 Individual Names on File
Last Sale	$222,500 (Oct 2018)
Tax Bill	$2,355 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000A235600`

Property Details

APN / Parcel Number

Primary APN	`000A235600`
Alternative APNs	`03-1033-21-2-06-04-0000` `R0324620` `A235600` `A23560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,688 sqft Living Area
Gross Area	1,758 sqft
1st Floor Area	1,188 sqft
Basement Area	570 sqft
Finished Basement	500 sqft
Unfinished Basement	70 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Frame/Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,601 sqft (0.22 acres)
View / Lot	Neighborhood / Spot
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	543 DECLARATION AVE
City	BILLINGS
State	MT
Zip	59105-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	CENTENNIAL SUBD SECOND FILING, S21, T01 N, R26 E, BLOCK 13, LOT 4
Legal Range	26E
Legal Township	01N
Legal Section	21
Legal Subdivision	CENTENNIAL SUBD SECOND FILING
Legal Block	13
Legal Lot Number	4
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2010
Census Tract	705

Owner

543 Declaration Ave is owned and occupied by two individuals who bought it in October 2018.

Source: Yellowstone County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	543 DECLARATION AVE, BILLINGS, MT 59105-2213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit BILLINGS FEDERAL CREDIT UNION
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit BILLINGS FCU
Apr 5, 2024	Deed of Trust, Mortgage · Line of Credit BILLINGS FCU
Oct 11, 2018	Deed of Trust, Mortgage FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Prior Sale	Mar 17, 2014 · Amount on File
Deed Document Number	20183864974
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 25, 2026
Property Address	543 DECLARATION AVE, BILLINGS, MT 59105-2213
Document Number	0004147431
Instrument Date	Sep 4, 2026
Instrument	20264147431
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	CUNA MUTUAL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 DECLARATION AVE, BILLINGS, MT 59105-2213

Mortgage

Document Number	0004147431,
Date	Sep 25, 2026
Instrument	20264147431

Lender

Name	BILLINGS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	543 DECLARATION AVE, BILLINGS, MT 59105-2213
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004121246
Date	Dec 5, 2025
Instrument	4121246

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 4, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	543 DECLARATION AVE, BILLINGS, MT 59105-2213
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004071171
Date	Apr 5, 2024
Instrument	4071171

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 4, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	543 DECLARATION AVE, BILLINGS, MT 59105-2213
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003864975
Date	Oct 11, 2018
Instrument	000003864975

Lender

Name	FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 543 Declaration Ave was $2,355, down 28.6% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,300 (-) Land $62,893 Building $282,407	$345,300 (-) Land $62,893 Building $282,407
2025	$2,355.00 (-28.61%)	$345,300 Land $62,893 Building $282,407	$345,300 Land $62,893 Building $282,407
2024	$3,299.00 (+13.48%)
2023	$2,907.00	$325,800	$325,800 Land $64,994 Building $260,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 543 Declaration Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 543 Declaration Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T, TDS Telecom, Verizon.

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