543 Clover Rd, Hannibal, MO 63401 Property Records

Marion County property record for 543 Clover Rd, Hannibal, MO 63401

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 2,598 sqft · built 1997
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Tax Bill$2,154 (2025)
Deeds & MortgagesApr 2017 Mortgage
May 2020 Refinance
Flood ZoneZone X (minimal risk)
APNH11827

Property Details

APN / Parcel Number

Primary APNH11827
Alternative APN
  • 011.06.24.3.04.001.210

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,598 sqft Living Area
Basement Area1,528 sqft
Family RoomFamily Room
FlooringCarpet

Exterior

Year BuiltBuilt 1997
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions200 ft deep x 90 ft wide
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberH11827
Street Address543 CLOVER RD
CityHANNIBAL
StateMO
Zip63401-7006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD THE MEADOWS, ALL LOT 37 DIM DEED-90 X 200 IRR
Legal SubdivisionTHE MEADOWS
Legal Lot Number37
JurisdictionMARION MO
Township / Civil DivisionMILLER
Census Block Group3
Census Block3100
Census Tract960100

Owner

Source: Marion County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address543 CLOVER RD, HANNIBAL, MO 63401-7006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
May 11, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
F&M BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2014
Deed SaleOct 22, 2014
Deed Document Number2014R003064
Prior Transfer DateOct 14, 2014
Prior Transfer Doc2014R003064
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION MO
Property Address543 CLOVER RD, HANNIBAL, MO 63401-7006
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R001144
DateApr 19, 2017
Instrument2017R001144
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION MO
Property Address543 CLOVER RD, HANNIBAL, MO 63401-7006
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R001426
DateMay 11, 2020
Instrument2020R001426
Lender
NameF&M BANK AND TRUST COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyMarion County
MunicipalityHannibal City
Unified School DistrictHannibal 60 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,154.00 (+13.97%)$33,290 (+9.98%) Land $2,690 Building $30,600$175,230 (+1%) Land $14,160 Building $161,070
2023$1,890.00$30,270 Land $2,450 Building $27,820$159,300 Land $12,870 Building $146,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRALLS COUNTY PWSD 1
serves 7,662 people · EPA ID MO2024499
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Chariton Valley Communication
Fiber
1,000 / 1,000

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