543 Cardinal Ln, Warrenton, VA 20186 Property Records

Fauquier County property record for 543 Cardinal Ln, Warrenton, VA 20186

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 5,001 sqft · built 2008
Lot Size0.347 acres (15,107 sqft)
OwnerIndividual Name on Record
Last Sale$592,499 (Mar 2012)
Tax Bill$10,171 (2026)
Deeds & MortgagesDec 2025 Second Mortgage
Nov 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN6985-41-1822

Property Details

APN / Parcel Number

Primary APN6985-41-1822
Alternative APNs
  • 734686502
  • 122251
  • 28620

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area5,001 sqft Finished Area
Gross Area8,289 sqft
1st Floor Area4,456 sqft
Basement Area4,144 sqft
Finished Basement1,782 sqft
Unfinished Basement2,362 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2015
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,107 sqft (0.347 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area308 sqft
PorchSlab
Porch Area152 sqft
Deck Area290 sqft
Patio Area544 sqft
Balcony Area36 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number122251
Street Address543 CARDINAL LN
CityWARRENTON
StateVA
Zip20186-2001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15-RESIDE
Legal DescriptionLOT 2 CARDINAL FIELDS
Legal SubdivisionCARDINAL FIELDS
Legal Lot Number2
JurisdictionFAUQUIER VA
Township / Civil DivisionCENTER
Census Block Group2
Census Block2020
Census Tract930303

Owner

Source: Fauquier County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address543 CARDINAL LN, WARRENTON, VA 20186-2001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Nov 20, 2023Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Nov 18, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Jan 15, 2020Deed of Trust, Mortgage
FULTON BK NA
Mar 6, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2012 · Amount on Record
Deed SaleMar 23, 2012 · Amount on Record
Deed Document Number20122837
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAUQUIER VA
Property Address543 CARDINAL LN, WARRENTON, VA 20186-2001
Transaction TypeMortgage
Record UpdatedJan 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018061092
DateDec 19, 2025
Book Page1806/1092
Instrument2025-00008513
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2046

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAUQUIER VA
Property Address543 CARDINAL LN, WARRENTON, VA 20186-2001
Transaction TypeMortgage
Record UpdatedDec 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001759955
DateNov 20, 2023
Book Page1759/955
Instrument202300006992
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAUQUIER VA
Property Address543 CARDINAL LN, WARRENTON, VA 20186-2001
Document Number1660180
Instrument DateNov 18, 2020
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address543 CARDINAL LN WARRENTON VA 201862001, WARRENTON, VA 20186-2001

Mortgage

Document Number1660180
DateNov 23, 2020
Book Page001660/000180
Instrument14388
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 22, 2050
Interest
Rate TypeFixed Rate
Rate2.25%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAUQUIER VA
Property Address543 CARDINAL LN, WARRENTON, VA 20186-2001
Document Number1619632
Instrument DateJan 15, 2020
Transaction TypeMortgage
Record UpdatedFeb 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address543 CARDINAL LN WARRENTON VA 201862001, WARRENTON, VA 20186-2001

Mortgage

Document Number1619632
DateJan 21, 2020
Book Page001619/000632
Instrument675
Lender
NameFULTON BK NA
Agreement
AmountAmount Recorded
Term360 Months
DueJan 20, 2050
Interest
Rate TypeFixed Rate
Rate3.63%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAUQUIER VA
Property Address543 CARDINAL LN, WARRENTON, VA 20186-2001
Document Number15912236
Instrument DateMar 6, 2019
Transaction TypeMortgage
Record UpdatedMar 19, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address543 CARDINAL LN WARRENTON VA 201862001, WARRENTON, VA 20186-2001

Mortgage

Document Number15912236
DateMar 11, 2019
Book Page001591/002236
Instrument1593
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 10, 2049
Interest
Rate TypeFixed Rate
Rate4.63%

Tax Assessment & Valuation

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFauquier County
MunicipalityWarrenton Town
Unified School DistrictFauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,171.00 (+78.44%)$1,136,500 (+32.72%) Land $160,000 Building $976,500$1,136,500 (+32.72%) Land $160,000 Building $976,500
2023$856,300 Land $120,000 Building $736,300$856,300 Land $120,000 Building $736,300
2019$5,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1994–2008)
Most Recent ClaimMay 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WARRENTON
serves 11,801 people · EPA ID VA6061600
Water SourceSurface water
Last State InspectionMay 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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