543 Banff Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 543 Banff Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,268 sqft · built 2002
Lot Size	0.136 acres (5,928 sqft)
Owner	2 Company Names on Record
Last Sale	$297,500 (May 2002)
Tax Bill	$6,512 (2025)
Deeds & Mortgages	Jun 2023 Transfer Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`240-220-640-000`

Property Details

APN / Parcel Number

Primary APN	`240-220-640-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,268 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Construction Type	Wood
Lot Area	5,928 sqft (0.136 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	543 BANFF CT
City	TRACY
State	CA
Zip	95377-6642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-FM PT OF 240-220-49
Legal Subdivision	STERLING PARK UNIT #2
Legal Lot Number	12
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3013
Census Tract	5212

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	4196 ESCATTA AVE, TRACY, CA 95377-8344
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Intrafamily Transfer, Transfer
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 23, 2002 · Amount on Record
Deed Sale	May 23, 2002 · Amount on Record
Deed Document Number	0000088522
Last Transfer Date	Jun 5, 2023
Transfer Doc	0000043539
Record Updated	Jun 7, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 5, 2023
Property Address	543 BANFF CT, TRACY, CA 95377-6642
Document Number	0000043539
Map Reference	MB 36 PG 57
Instrument Date	May 25, 2023
Instrument	2023-043539
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4196 ESCATTA AVE, TRACY, CA 95377-8344

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	543 BANFF CT, TRACY, CA 95377-6642
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4196 ESCATTA AVE, TRACY, CA 95377-8344

Mortgage

Document Number	0000040040
Date	Mar 4, 2021
Instrument	2021-040040

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,512.00 (+9.13%)	$439,080 (+4.04%) Land $131,470 Building $307,610
2023	$5,967.00 (-2.44%)	$422,032 Land $126,366 Building $295,666
2022	$6,116.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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