Okaloosa County property record for 5429 Torchwood Dr, Baker, FL 32531
| Property Type | Vacant Land |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $319,900 (May 2026) |
| Tax Bill | $289 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-197-8407-2 |
| Primary APN | C56-001-197-8407-2 |
|---|---|
| Alternative APNs |
|
| Street Address | 5429 TORCHWOOD DR |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8551 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | CHARLIE DAY ESTATES LOT 15 |
| Legal Subdivision | CHARLIE DAY ESTATES |
| Legal Lot Number | 15 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 20102 |
5429 Torchwood Dr, vacant land, is owned and occupied by two individuals who bought it in May 2026.
Source: Okaloosa County records, as of May 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5429 TORCHWOOD DR, BAKER, FL 32531-8551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on File |
| Deed Sale | May 6, 2026 · Amount on File |
| Deed Document Number | 20263815239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 6, 2026 |
| Property Address | 5429 TORCHWOOD DR, BAKER, FL 32531-8551 |
| Document Number | 0003815239 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026.3815239 |
| Record Updated | May 15, 2026 |
| Title Company | DHI TITLE OF FLORIDA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226,169.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5429 TORCHWOOD DR, BAKER, FL 32531-8551 |
| Investor | Possibly a Property Investor |
| Document Number | 0003815242, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026..3815242 |
| Name | DHI MORTGAGE COMPANY LP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 5429 Torchwood Dr was $289.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $289.00 | $29,713 Land $29,713 | $29,713 Land $29,713 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5429 Torchwood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5429 Torchwood Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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