5429 Royal Tern Ct, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 5429 Royal Tern Ct, Chesapeake, VA 23321

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 2 ba · 2,002 sqft · built 2010
Lot Size	0.325 acres (14,157 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (Jan 2011)
Tax Bill	$4,368 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2021 Mortgage
APN	`0221004000090`

Property Details

APN / Parcel Number

Primary APN	`0221004000090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,002 sqft Total Area
1st Floor Area	1,548 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,157 sqft (0.325 acres)
Lot Dimensions	91 ft deep x 1 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	Deck Area
Patio Area	360 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5429 ROYAL TERN CT
City	CHESAPEAKE
State	VA
Zip	23321-1380
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R15S: RESI
Legal Description	9 LAKES OF JOLLIFF PH 1
Legal Subdivision	LAKES OF JOLLIFF, JOLLIFF PINES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3029
Census Tract	21507

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5429 ROYAL TERN CT, CHESAPEAKE, VA 23321-1380
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2011 · Amount on Record
Deed Sale	Jan 10, 2011 · Amount on Record
Prior Sale	Sep 13, 2010 · Amount on Record
Deed Book / Page	8307 / 586
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	5429 ROYAL TERN CT, CHESAPEAKE, VA 23321-1380
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10051/1335
Date	Sep 4, 2019
Book Page	10051/1335
Instrument	190023514

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	5429 ROYAL TERN CT, CHESAPEAKE, VA 23321-1380
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10413/1297
Date	Jul 23, 2021
Book Page	10413/1297
Instrument	210033550

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,500 (+16.25%) Land $165,000 Building $296,500	$461,500 (+16.25%) Land $165,000 Building $296,500
2024	$4,368.00 (+35.27%)
2023		$397,000 (+1.25%) Land $140,000 Building $257,000	$397,000 (+1.25%) Land $140,000 Building $257,000
2022		$392,100 Land $135,000 Building $257,100	$392,100 Land $135,000 Building $257,100
2019	$3,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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