5428 Mint Forest Dr, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 5428 Mint Forest Dr, Mint Hill, NC 28227

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,824 sqft · built 1978
Lot Size1.03 acres (44,867 sqft)
OwnerIndividual Name on File
Deeds & MortgagesMay 2022 Line of Credit
Mar 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN195-043-51

Property Details

APN / Parcel Number

Primary APN195-043-51

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,824 sqft Living Area
1st Floor Area1,824 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialOther
Lot Area44,867 sqft (1.03 acres)
View / LotRural
PorchFinished/Open Porch
Porch Area864 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address5428 MINT FOREST DR
CityMINT HILL
StateNC
Zip28227-9247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionL3 M15-593
Legal SubdivisionMINTWOOD ESTATES
Legal Block3
Legal Lot Number3
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group1
Census Block1017
Census Tract5713

Owner

5428 Mint Forest Dr is owned and occupied by an individual who acquired it in March 2022.

Source: Mecklenburg County records, as of September 9, 2025

Owner of RecordIndividual Name on File
Mailing Address5428 MINT FOREST DR, MINT HILL, NC 28227-9247
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 6, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Mar 23, 2022Intrafamily Transfer, Transfer
Jun 27, 2019Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 17, 2022
Transfer Doc0000045115
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5428 MINT FOREST DR, MINT HILL, NC 28227-9247
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069629
DateMay 6, 2022
Book Page37317/295
Instrument2022069629
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressMATTHEWS, NC 28106
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMar 23, 2022
Property Address5428 MINT FOREST DR, MINT HILL, NC 28227-9247
Document Number0000045115
Book / Page37181 / 3
Map ReferenceMB 15 PG 593
Instrument DateMar 17, 2022
Instrument2022045115
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5428 MINT FOREST DR, MINT HILL, NC 28227-9247
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080244
DateJun 27, 2019
Book Page33622/620
Instrument2019080244
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressMATTHEWS, NC 28106
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMint Hill Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$366,700 Land $108,200 Building $258,500$366,700 Land $108,200 Building $258,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5428 Mint Forest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5428 Mint Forest Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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