5428 Albert Dr, Winter Park, FL 32792 Property Records

Seminole County property record for 5428 Albert Dr, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,754 sqft · built 1977
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on File
Last Sale	$28,717 (Dec 2021)
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-21-30-518-0000-0630`

Property Details

APN / Parcel Number

Primary APN	`34-21-30-518-0000-0630`
Alternative APN	`21303451800000630`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,754 sqft Living Area
Gross Area	3,306 sqft
1st Floor Area	2,334 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	450 sqft
Deck Area	Deck Area
Patio Area	300 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5428 ALBERT DR
City	WINTER PARK
State	FL
Zip	32792-7508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 63 HOWELL BRANCH WOODS PB 19 PGS 11 + 12
Legal Range	30E
Legal Township	21S
Legal Section	34
Legal Subdivision	HOWELL BRANCH WOODS
Legal Tract	518
Legal Lot Number	63
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	1
Census Block	1005
Census Tract	22209

Owner

5428 Albert Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Seminole County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5428 ALBERT DR, WINTER PARK, FL 32792-7508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CREDIT UNION
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Dec 28, 2021	Intrafamily Transfer, Transfer
Apr 3, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Prior Sale	Jan 1, 1977 · Amount on File
Deed Document Number	2021167161
Deed Book / Page	10130 / 1593
Prior Transfer Date	Nov 26, 2021
Prior Transfer Doc	0101301593
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Recording Date	Jun 11, 2026
Property Address	5428 ALBERT DR, WINTER PARK, FL 32792-7508
Document Number	0000057897
Book / Page	11054 / 1592
Instrument Date	Jun 5, 2026
Instrument	202657897
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5428 ALBERT DR, WINTER PARK, FL 32792-7508

Mortgage

Document Number	0000057897,
Date	Jun 11, 2026
Book Page	11054/1592
Instrument	202657897

Lender

Name	FAIRWINDS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2056

Interest

Rate Type	Balloon
Rate	6.05%
Initial Type	Balloon
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	5428 ALBERT DR, WINTER PARK, FL 32792-7508
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4418 VILLAGE OAKS TRL, ATLANTA, GA 30338-5726

Mortgage

Document Number	0101600036
Date	Jan 31, 2022
Book Page	10160/36
Instrument	2022013370

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 30, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Dec 28, 2021
Property Address	5428 ALBERT DR, WINTER PARK, FL 32792-7508
Document Number	0101301593
Book / Page	10130 / 1593
Map Reference	MB 19 PG 11&12
Instrument Date	Nov 26, 2021
Instrument	2021167161
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5428 ALBERT DR, WINTER PARK, FL 32792-7508

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 3, 2019
Property Address	5428 ALBERT DR, WINTER PARK, FL 32792-7508
Document Number	0093271357
Book / Page	009327 / 001357
Instrument Date	Mar 25, 2019
Instrument	34529
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5428 ALBERT DR WINTER PARK FL 327927508, WINTER PARK, FL 32792-7508

Tax Assessment & Valuation

The 2025 property tax bill for 5428 Albert Dr was $3,228 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,228.00 Homeowner's exemption	$249,795	$396,071 Land $85,000 Building $311,071
2023	$2,940.00 (+2.65%) Homeowner's exemption	$235,684 (+3%)	$374,370 (+3.53%) Land $85,000 Building $289,370
2022	$2,864.00 Homeowner's exemption	$228,819	$361,602 Land $75,000 Building $286,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5428 Albert Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	7 (2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5428 Albert Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASSELBERRY, CITY OF (3 WPS) serves 54,747 people · EPA ID FL3590159
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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