5428 55th Loop SE, Olympia, WA 98513 Property Records

Thurston County property record for 5428 55th Loop SE, Olympia, WA 98513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,278 sqft · built 2007
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Feb 2020)
Tax Bill	$117 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4298-00-06300`

Property Details

APN / Parcel Number

Primary APN	`4298-00-06300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,278 sqft Finished Area
1st Floor Area	1,119 sqft
Upper Floors Area	1,159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Built-in
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	71 sqft
Patio Area	950 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5428 55TH LOOP SE
City	OLYMPIA
State	WA
Zip	98513-4632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 35 TOWNSHIP 18 RANGE 1W QUARTER SE PLAT COURTNEY VIEW ESTATES LT 63 DOCUMENT 3837422 AFFIDAVIT OF CORRECTION #3918668
Legal Range	01W
Legal Township	18N
Legal Section	35
Legal Quarter	SE
Legal Subdivision	COURTNEY VIEW ESTATES
Legal Lot Number	63
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1005
Census Tract	11624

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5428 55TH LOOP SE, OLYMPIA, WA 98513-4632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 20, 2021	Quit Claim Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Feb 3, 2020	Warranty Deed, Transfer · FHA Mortgage AXIA FINANCIAL LLC
Dec 11, 2018	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2020 · Amount on Record
Deed Sale	Feb 3, 2020 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	0004734919
Last Transfer Date	Jul 20, 2021
Transfer Doc	0004867943
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5428 55TH LOOP SE, OLYMPIA, WA 98513-4632
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, FIGURE LENDING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004898860
Date	Nov 22, 2021
Instrument	4898860

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Dec 13, 2036

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	THURSTON WA
Recording Date	Jul 20, 2021
Property Address	5428 55TH LOOP SE, OLYMPIA, WA 98513-4632
Document Number	0004867943
Map Reference	MB 1 PG 394
Instrument Date	Jun 17, 2021
Instrument	4867943
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004867852
Date	Jul 20, 2021
Instrument	4867852

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Feb 3, 2020
Property Address	5428 55TH LOOP SE, OLYMPIA, WA 98513-4632
Document Number	0004734919
Map Reference	AF 3837422
Instrument Date	Jan 22, 2020
Instrument	4734919
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,840.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4062 ALABASTER ST SE, LACEY, WA 98503-2184

Mortgage

Document Number	0004734921
Date	Feb 3, 2020
Instrument	4734921

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Mortgage

Document Number	0004734922
Date	Feb 3, 2020
Instrument	4734922

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5428 55TH LOOP SE, OLYMPIA, WA 98513-4632
Document Number	0004662431
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5428 55TH LOOP SE OLYMPIA WA 985134632, OLYMPIA, WA 98513-4632

Mortgage

Document Number	0004662431
Date	Dec 17, 2018
Instrument	4662431

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 16, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$117.00 (-97.57%)
2025		$517,200 (+5.62%) Land $133,300 Building $383,900	$517,200 (+5.62%) Land $133,300 Building $383,900
2023	$4,816.00
2022		$489,700 Land $62,400 Building $427,300	$489,700 Land $62,400 Building $427,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PATTISON 500 serves 4,643 people · EPA ID WA5366578
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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