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5428 28th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 5428 28th St, Lubbock, TX 79407

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,545 sqft · built 1959
Lot Size0.256 acres (11,180 sqft)
Owner2 Individual Names on File
Tax Bill$3,402 (2025)
Deeds & MortgagesMay 2023 Transfer
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR32797

Property Details

APN / Parcel Number

Primary APNR32797

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,545 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,180 sqft (0.256 acres)
Lot Dimensions130 ft deep x 86 ft wide
Garage Area550 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5428 28TH ST
CityLUBBOCK
StateTX
Zip79407-3405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionGREENLAWN L 45
Legal SubdivisionGREENLAWN
Legal Lot Number220
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2010
Census Tract1711

Owner

5428 28th St is owned and occupied by two individuals who acquired it in May 2016.

Source: Lubbock County records, as of February 19, 2026

Owner of Record2 Individual Names on File
Mailing Address5428 28TH ST, LUBBOCK, TX 79407-3405
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 11, 2023Transfer on Death Deed, Transfer
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2016
Deed SaleMay 13, 2016
Prior SaleApr 5, 2010
Deed Document Number2016016711
Record UpdatedJun 8, 2026

May 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLUBBOCK TX
Recording DateMay 11, 2023
Property Address5428 28TH ST, LUBBOCK, TX 79407-3405
Document Number0000017226
Map ReferenceVOL 692 PG 578
Instrument DateMay 11, 2023
Instrument2023017226
Transaction TypeTransfer
Record UpdatedMay 24, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4477 NW 600 RD, OSCEOLA, MO 64776-6389

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5520 27TH ST, LUBBOCK, TX 79407-3302

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address5428 28TH ST, LUBBOCK, TX 79407-3405
Transaction TypeMortgage
Record UpdatedNov 16, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004588
DateJan 29, 2021
Instrument2021004588
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036
Interest
AdjustableAdjustable Rate Rider

Tax Assessment & Valuation

The 2025 property tax bill for 5428 28th St was $3,402 with a homeowner's exemption, down 10.4% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,402.00 (-10.36%) Homeowner's exemption$260,901 Land $35,000 Building $225,901$260,901 Land $35,000 Building $225,901
2024$3,795.00 (+9.9%)
2023$3,453.00 (-11.37%) Homeowner's exemption$235,478 Land $19,780 Building $239,922$259,702 Land $19,780 Building $239,922
2022$3,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5428 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5428 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Optimum
Cable · Fiber in parts of the area		940 / 35
Rise Broadband
Fixed Wireless		300 / 60
Verizon
Fixed Wireless		300 / 20
Telespan
Fixed Wireless		100 / 40
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet.

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