5427 Nagami Dr, Windermere, FL 34786 Property Records

Orange County property record for 5427 Nagami Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,187 sqft · built 2005
Lot Size	0.233 acres (10,157 sqft)
Owner	Individual Name on File
Last Sale	$799,000 (May 2026)
Tax Bill	$11,882 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-23-27-8393-01-100`

Property Details

APN / Parcel Number

Primary APN	`14-23-27-8393-01-100`
Alternative APNs	`272314839301100` `139447` `140303` `141815`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,187 sqft Living Area
Gross Area	4,880 sqft
1st Floor Area	1,952 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2013
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,157 sqft (0.233 acres)
Garage Type	Attached
Garage Area	851 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5427 NAGAMI DR
City	WINDERMERE
State	FL
Zip	34786-3163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SUMMERPORT PHASE 3 56/9 LOT 110
Legal Range	27E
Legal Township	23S
Legal Section	14
Legal Subdivision	SUMMERPORT PH 3
Legal Phase	3
Legal Tract	8393
Legal Block	1
Legal Lot Number	110
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2025
Census Tract	17114

Owner

5427 Nagami Dr is owned and occupied by an individual who bought it in May 2026.

Source: Orange County records, as of June 3, 2026

Owner of Record	Individual Name on File
Mailing Address	5427 NAGAMI DR, WINDERMERE, FL 34786-3163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Aug 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FIDELITY FUNDING MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Prior Sale	Jun 15, 2022 · Amount on File
Deed Document Number	2026291910
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 26, 2026
Property Address	5427 NAGAMI DR, WINDERMERE, FL 34786-3163
Document Number	0000291910
Instrument Date	May 21, 2026
Instrument	2026291910
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	CITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564,893.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5427 NAGAMI DR, WINDERMERE, FL 34786-3163

Mortgage

Document Number	0000291911,
Date	May 26, 2026
Instrument	2026291911

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 15, 2022
Property Address	5427 NAGAMI DR, WINDERMERE, FL 34786-3163
Document Number	0000375375
Map Reference	MB 56 PG 9-17
Instrument Date	Jun 8, 2022
Instrument	20220375375
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	BROKERS TITLE/LONGWOOD I LLC, BROKERS TTL OF LONGWOOD I LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6922 SEMINOLE DR, 6922, BELLE ISLE, FL 32812-3713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12021 POSSESSION WAY, MUKILTEO, WA 98275-6084

Mortgage

Document Number	0000375376
Date	Jun 15, 2022
Instrument	20220375376

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 5, 2019
Property Address	5427 NAGAMI DR, WINDERMERE, FL 34786-3163
Document Number	0000483150
Map Reference	MB 56 PG 9-17
Instrument Date	Aug 2, 2019
Instrument	20190483150
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,272.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3904 BAJA DR, 3904, SAINT CLOUD, FL 34772-8152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5427 NAGAMI DR, WINDERMERE, FL 34786-3163

Mortgage

Document Number	0000483151
Date	Aug 5, 2019
Instrument	20190483151

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5427 Nagami Dr was $11,882, up 8.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$685,510 (-1.23%) Land $125,000 Building $560,510	$685,510 (-1.23%) Land $125,000 Building $560,510
2025	$11,882.00 (+8.82%)	$694,070 Land $125,000 Building $569,070	$694,070 Land $125,000 Building $569,070
2024	$10,919.00 (+15.81%)
2023	$9,428.00 (+29.83%)	$573,992 (+20.47%) Land $110,000 Building $463,992	$573,992 (+20.47%) Land $110,000 Building $463,992
2022	$7,262.00 Homeowner's exemption	$476,450 Land $110,000 Building $366,450	$476,450 Land $110,000 Building $366,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5427 Nagami Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5427 Nagami Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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