5426 Timber Creek Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5426 Timber Creek Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,072 sqft · built 1995
Lot Size	0.522 acres (22,738 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2026)
Tax Bill	$1,588 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-2N-29-5449-00B00-0070`

Property Details

APN / Parcel Number

Primary APN	`35-2N-29-5449-00B00-0070`
Alternative APN	`N29235544900B000070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,072 sqft Living Area
Gross Area	2,975 sqft
1st Floor Area	2,072 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	22,738 sqft (0.522 acres)
Lot Dimensions	193 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	483 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5426 TIMBER CREEK DR
City	PACE
State	FL
Zip	32571-9092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	TIMBER CREEK ESTATES PHASE 3 LOT 7 BLK B AS DES IN OR 1502 PG 1432
Legal Range	29W
Legal Township	2N
Legal Section	35
Legal Subdivision	TIMBER CRK/PH 2,3
Legal Block	B
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2000
Census Tract	10301

Owner

5426 Timber Creek Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Santa Rosa County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5427 TIMBER CREEK DR, MILTON, FL 32571-9093
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Nov 16, 1995 · Amount on File
Deed Document Number	202628134
Deed Book / Page	4752 / 14
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 3, 2026
Property Address	5426 TIMBER CREEK DR, MILTON, FL 32571-9092
Document Number	0000028134
Book / Page	4752 / 14
Instrument Date	Jun 1, 2026
Instrument	202628134
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5427 TIMBER CREEK DR, PACE, FL 32571-9093

Mortgage

Document Number	0000028135,
Date	Jun 3, 2026
Instrument	202628135

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5426 Timber Creek Dr was $1,588 with a homeowner's exemption, up 3% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,588.00 (+2.98%) Homeowner's exemption	$149,723 (+2.9%)	$235,923 (+3.88%) Land $43,000 Building $192,923
2024	$1,542.00 (+15.85%) Homeowner's exemption	$145,503 (+3%)	$227,102 (+0.98%) Land $38,000 Building $189,102
2023	$1,331.00 (+3.18%) Homeowner's exemption	$141,265 (+3%)	$224,902 (+0.98%) Land $38,000 Building $186,902
2022	$1,290.00 Homeowner's exemption	$137,150	$222,727 Land $36,000 Building $186,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5426 Timber Creek Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	4 (2014–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5426 Timber Creek Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20