5426 Reflection St E, Fife, WA 98424 Property Records

Pierce County property record for 5426 Reflection St E, Fife, WA 98424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,259 sqft · built 2006
Lot Size	0.09 acres (3,923 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,710 (Oct 2006)
Tax Bill	$5,166 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`602527-5-480`

Property Details

APN / Parcel Number

Primary APN	`602527-5-480`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,259 sqft Living Area
Gross Area	2,675 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	3,923 sqft (0.09 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	602 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5426 REFLECTION ST E
City	FIFE
State	WA
Zip	98424-3877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Description	SECTION 18 TOWNSHIP 20 RANGE 04 QUARTER 22 PLAT RADIANCE DIV 3 LOT 548 TOG/W UND INT IN TRS A, B, C, D, H, I, J & K EASE OF RECORD OUT OF 04-20-18-2-050 & 2-051 SEG 2006-1065 JU 4/24/06JU
Legal Range	04
Legal Township	20
Legal Section	18
Legal Subdivision	RADIANCE DIV 3
Legal Tract	A
Legal Lot Number	548
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1006
Census Tract	940013

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5426 REFLECTION ST E, FIFE, WA 98424-3877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2006 · Amount on Record
Deed Sale	Oct 31, 2006 · Amount on Record
Deed Document Number	20061553
Last Transfer Date	Jan 21, 2021
Transfer Doc	0000000102
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	5426 REFLECTION ST E, FIFE, WA 98424-3877
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006030702
Date	Jun 3, 2020
Instrument	202006030702

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Feb 5, 2021
Property Address	5426 REFLECTION ST E, FIFE, WA 98424-3877
Document Number	0000000102
Map Reference	DOC 200604145002
Instrument Date	Jan 21, 2021
Instrument	202102050102
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5426 REFLECTION ST E, FIFE, WA 98424-3877

Mortgage

Document Number	0000000103
Date	Feb 5, 2021
Instrument	202102050103

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Feb 5, 2021
Property Address	5426 REFLECTION ST E, FIFE, WA 98424-3877
Document Number	0002050102
Map Reference	DOC 200604145002
Instrument Date	Jan 21, 2021
Instrument	202102050102
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5426 REFLECTION ST E, FIFE, WA 98424-3877

Mortgage

Document Number	0002050103
Date	Feb 5, 2021
Instrument	202102050103

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Fife City
Unified School District	Fife Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,166.00 (-1.17%)	$548,500 (-0.42%) Land $222,200 Building $326,300	$548,500 (-0.42%) Land $222,200 Building $326,300
2025	$5,227.00 (+0.42%)
2024	$5,205.00 (-7.3%)	$550,800 (+0.16%) Land $188,600 Building $362,200	$550,800 (+0.16%) Land $188,600 Building $362,200
2023	$5,615.00	$549,900 Land $195,400 Building $354,500	$549,900 Land $195,400 Building $354,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIFE DEPT OF PUBLIC WORKS serves 29,091 people · EPA ID WA5325050
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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