Charles County property record for 5426 Lucy Dr, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,086 sqft · built 1976 |
| Lot Size | 0.282 acres (12,260 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Aug 2014) |
| Tax Bill | $10,111 (2025) |
| Deeds & Mortgages | Aug 2019 Loan Modification Jan 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-035857 |
| Primary APN | 08-035857 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,086 sqft Living Area |
| Gross Area | 2,794 sqft |
| 1st Floor Area | 1,318 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,260 sqft (0.282 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 595 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 035857 |
|---|---|
| Street Address | 5426 LUCY DR |
| City | WALDORF |
| State | MD |
| Zip | 20601-3219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | L-6 B-O S-2 PINEFIELD SUB |
| Legal Subdivision | PINEFIELD SUB |
| Legal Block | O |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 850801 |
5426 Lucy Dr is owned and occupied by an individual who bought it in August 2014.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5426 LUCY DR, WALDORF, MD 20601-3219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2019 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Jan 11, 2017 | Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK |
| Jan 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2014 · Amount on File |
| Deed Sale | Aug 28, 2014 · Amount on File |
| Prior Sale | Dec 20, 2013 · Amount on File |
| Deed Book / Page | 8651 / 333 |
| Prior Transfer Date | Sep 12, 2013 |
| Prior Transfer Doc | 0084410001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5426 LUCY DR, WALDORF, MD 20601-3219 |
| Document Number | 0107760435 |
| Instrument Date | Aug 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5426 LUCY DR WALDORF MD 206013219, WALDORF, MD 20601-3219 |
| Document Number | 0107760435 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 010776/000435 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2049 |
| Rate | 4.37% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5426 LUCY DR, WALDORF, MD 20601-3219 |
| Document Number | 0097560167 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5426 LUCY DR WALDORF MD 206013219, WALDORF, MD 20601-3219 |
| Document Number | 0097560167 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 009756/000167 |
| Name | WELLS FARGO BK |
|---|---|
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5426 LUCY DR, WALDORF, MD 20601-3219 |
| Document Number | 0097240273 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5426 LUCY DR WALDORF MD 206013219, WALDORF, MD 20601-3219 |
| Document Number | 0097240273 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 009724/000273 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2047 |
The 2025 property tax bill for 5426 Lucy Dr was $10,111 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,100 (+7.54%) Land $96,600 Building $267,500 | $364,100 (-) Land $96,600 Building $267,500 | |
| 2025 | $10,111.00 Homeowner's exemption | $338,567 | $364,100 Land $96,600 Building $267,500 |
| 2023 | $4,107.00 Homeowner's exemption | $287,500 Land $84,400 Building $203,100 | $287,500 Land $84,400 Building $203,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5426 Lucy Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5426 Lucy Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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