5426 Bowman Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 5426 Bowman Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,583 sqft · built 2005
Lot Size	1.99 acres (86,684 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Mar 2005)
Tax Bill	$2,900 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-023-1009-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-023-1009-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,583 sqft Living Area
1st Floor Area	1,722 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	86,684 sqft (1.99 acres)
Garage Area	1,456 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5426 BOWMAN RD
City	SAINT CLAIR
State	MI
Zip	48079-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	ALL THAT PART OF W 1/2 OF W 1/2 OF NW 1/4 LYING N OF COUNTY RD 844 SECTION 23 T5NR16E 1.99 A
Legal Range	16E
Legal Township	05N
Legal Section	23
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1005
Census Tract	640200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5426 BOWMAN RD, SAINT CLAIR, MI 48079-3315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Jan 4, 2021	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Sep 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2005 · Amount on Record
Deed Sale	Mar 11, 2005 · Amount on Record
Deed Document Number	20056874
Deed Book / Page	3297 / 974
Last Transfer Date	Sep 18, 2019
Transfer Doc	0005098880
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5426 BOWMAN RD, SAINT CLAIR, MI 48079-3315
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5426 BOWMAN RD, SAINT CLAIR, MI 48079-3315

Mortgage

Document Number	0005700117
Date	Mar 26, 2024
Book Page	5700/117
Instrument	2024004826

Lender

Name	ADVIA CU
Type	Credit Union
Address	6400 W MAIN ST, KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5426 BOWMAN RD, SAINT CLAIR, MI 48079-3315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5426 BOWMAN RD, SAINT CLAIR, MI 48079-3315

Mortgage

Document Number	0052960595
Date	Jan 4, 2021
Book Page	5296/595
Instrument	2021000087

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 3, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 19, 2019
Property Address	5426 BOWMAN RD, SAINT CLAIR, MI 48079-3315
Document Number	0050980880
Book / Page	005098 / 000880
Instrument Date	Sep 18, 2019
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5426 BOWMAN RD ST CLAIR MI 480793315, ST CLAIR, MI 48079-3315

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,600 (+4.31%)	$431,200 (+4.31%)
2025	$2,900.00 (+3.39%) Homeowner's exemption	$206,700 (+17.04%)
2024	$2,805.00 (+8.93%)		$413,400 (+17.04%)
2023		$176,600
2022	$2,575.00		$353,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Duke Broadband Fiber	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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