5425 W School St, Chicago, IL 60641 Property Records

Cook County property record for 5425 W School St, Chicago, IL 60641

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,831 sqft · built 1928
Lot Size	0.095 acres (4,125 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Dec 2015)
Tax Bill	$4,789 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-21-324-011`

Property Details

APN / Parcel Number

Primary APN	`13-21-324-011`
Alternative APN	`13-21-324-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,831 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,125 sqft (0.095 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	5425 W SCHOOL ST
City	CHICAGO
State	IL
Zip	60641-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	FRED (BUCKS)(PORTAGE)(PARK) SUB IN LTSB&C OF PARTITIO N OF & LTS1-2 7&8 IN SUB OF LTSD-F IN PARTITION OF WH SW SEC 21-40-13
Legal Range	13E
Legal Township	40N
Legal Section	21
Legal Subdivision	BUCKS PORTAGE PARK
Legal Block	9
Legal Lot Number	1,2,8
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3008
Census Tract	151100

Owner

5425 W School St is owned and occupied by an individual who bought it in December 2015.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5425 W SCHOOL ST, CHICAGO, IL 60641-4123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MTG CORP
Dec 2, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2015 · Amount on File
Deed Sale	Dec 11, 2015 · Amount on File
Deed Document Number	201519131
Prior Transfer Date	Jun 30, 2011
Prior Transfer Doc	0000046087
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5425 W SCHOOL ST, CHICAGO, IL 60641-4123
Document Number	2102525084
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5425 W SCHOOL ST CHICAGO IL 606414123, CHICAGO, IL 60641-4123

Mortgage

Document Number	2102525084
Date	Jan 25, 2021
Instrument	2525084

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5425 W SCHOOL ST, CHICAGO, IL 60641-4123
Document Number	1736015078
Instrument Date	Dec 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5425 W SCHOOL ST CHICAGO IL 606414123, CHICAGO, IL 60641-4123

Mortgage

Document Number	1736015078
Date	Dec 26, 2017
Instrument	36015078

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,001 Land $12,788 Building $24,213	$370,010 Land $127,880 Building $242,130
2023	$4,789.00 (+3.08%)
2022	$4,646.00 Homeowner's exemption	$25,999 Land $10,312 Building $15,687	$259,990 Land $103,120 Building $156,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5425 W School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5425 W School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,097 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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