5425 Saint Charles Rd, Berkeley, IL 60163 Property Records

Cook County property record for 5425 Saint Charles Rd, Berkeley, IL 60163

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,179 sqft · built 1957
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on Record
Tax Bill$7,753 (2023)
Deeds & MortgagesSep 2022 Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-07-213-058

Property Details

APN / Parcel Number

Primary APN15-07-213-058
Alternative APN
  • 15-07-213-058-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,179 sqft Living Area
1st Floor Area1,179 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area14,000 sqft (0.321 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5425 SAINT CHARLES RD
CityBERKELEY
StateIL
Zip60163-1207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(WOLF)(ROAD)(HIGHLANDS) ROBERTSON & YOUNGS SUB IN SEC 7 SEC 07-39-12
Legal Range12E
Legal Township39N
Legal Section07
Legal SubdivisionWOLF ROAD HIGHLANDS
Legal Block1
Legal Lot Number4
JurisdictionCOOK IL
Township / Civil DivisionPROVISO
Census Block Group2
Census Block2006
Census Tract816800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5425 SAINT CHARLES RD, BERKELEY, IL 60163-1207
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2022Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Sep 27, 2021Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Feb 21, 2017Quit Claim Deed, Mortgage · FHA Mortgage
DRAPER & KRAMER MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2017
Deed SaleFeb 21, 2017
Prior SaleAug 27, 2013 · Amount on Record
Deed Document Number201716008
Prior Transfer DateFeb 8, 2017
Prior Transfer Doc0000016008
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address5425 SAINT CHARLES RD, BERKELEY, IL 60163-1207
Transaction TypeMortgage
Record UpdatedSep 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5425 SAINT CHARLES RD, BERKELEY, IL 60163-1207

Mortgage

Document Number0025718333
DateSep 14, 2022
Instrument2225718333
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term294 Months
DueMar 1, 2047

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address5425 SAINT CHARLES RD, BERKELEY, IL 60163-1207
Transaction TypeMortgage
Record UpdatedOct 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5425 SAIN CHARLES RD, BERKELEY, IL 60163-1207

Mortgage

Document Number0027028097
DateSep 27, 2021
Instrument2127028097
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term306 Months
DueMar 1, 2047

February 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateFeb 21, 2017
Property Address5425 SAINT CHARLES RD, BERKELEY, IL 60163-1207
Document Number1705216008
Instrument DateFeb 8, 2017
Instrument5216008
Transaction TypeMortgage
Record UpdatedMar 2, 2017
Title CompanyNEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5425 SAINT CHARLES RD BERKELEY IL 601631207, BERKELEY, IL 60163-1207

Mortgage

Document Number1705216009
DateFeb 21, 2017
Instrument5216009
Lender
NameDRAPER & KRAMER MTG
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2047
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionProviso Township
MunicipalityBerkeley Village
Elementary School DistrictBerkeley School District 87 (PK - 08)
Secondary School DistrictProviso Township High School District 209 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,241 (+31.12%) Land $7,700 Building $16,541$242,410 (+31.12%) Land $77,000 Building $165,410
2023$7,753.00 (+17.13%)
2022$6,619.00 Homeowner's exemption$18,487 Land $5,250 Building $13,237$184,870 Land $52,500 Building $132,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2014–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERKELEY
serves 5,214 people · EPA ID IL0310180
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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