5425 Olive Hill Rd, Bonsall, CA 92003 Property Records

San Diego County property record for 5425 Olive Hill Rd, Bonsall, CA 92003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,180 sqft · built 1995
Lot Size	4.45 acres (193,842 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Feb 1999)
Tax Bill	$9,463 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-010-29-00`

Property Details

APN / Parcel Number

Primary APN	`126-010-29-00`
Alternative APN	`1260102000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,180 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	193,842 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	8 Parking Spaces

Location & Zoning

Old Parcel Number	1260102000
Street Address	5425 OLIVE HILL RD
City	BONSALL
State	CA
Zip	92003-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 1 ST CLSD& TR PM16390
Legal Subdivision	PARCEL MAP NO 16390
Legal Tract	16390
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1018
Census Tract	18619

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5425 OLIVE HILL RD, BONSALL, CA 92003-5004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Feb 22, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 1999 · Amount on Record
Deed Sale	Feb 24, 1999 · Amount on Record
Prior Sale	Jun 12, 1992 · Amount on Record
Deed Document Number	1999114541
Last Transfer Date	Mar 19, 2025
Transfer Doc	0000149672
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5425 OLIVE HILL RD, BONSALL, CA 92003-5004
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5425 OLIVE HILL RD, BONSALL, CA 92003-5004

Mortgage

Document Number	0000359927
Date	May 11, 2021
Instrument	2021-0359927

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2017
Property Address	5425 OLIVE HILL RD, BONSALL, CA 92003-5004
Document Number	0000083956
Map Reference	PM16390
Instrument Date	Feb 8, 2017
Instrument	2017-0083956
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TITLE CO SD

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5425 OLIVE HILL RD, BONSALL, CA 92003-5004

Mortgage

Document Number	0000083957
Date	Feb 22, 2017
Instrument	2017-0083957

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Mortgage

Document Number	0000083958
Date	Feb 22, 2017
Instrument	2017-0083958

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$913,425 (+2%) Land $239,846 Building $673,579
2025	$9,463.00 (+3.72%) Homeowner's exemption	$895,516 (+4.04%) Land $235,144 Building $660,372
2023	$9,124.00 (+1.72%) Homeowner's exemption	$860,744 Land $226,014 Building $634,730
2022	$8,970.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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