5425 Home Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 5425 Home Ct, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,890 sqft · built 1974
Lot Size0.264 acres (11,500 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (May 2015)
Tax Bill$6,343 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN283-0131-048-0000

Property Details

APN / Parcel Number

Primary APN283-0131-048-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,890 sqft Living Area
1st Floor Area1,890 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area11,500 sqft (0.264 acres)
Parking Spaces2 Parking Spaces
Pool Area11,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5425 HOME CT
CityCARMICHAEL
StateCA
Zip95608-5003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionHOMEWOOD, LOT 9
Legal SubdivisionHOMEWOOD
Legal Lot Number9
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1001
Census Tract7702

Owner

Source: Sacramento County records · APN 283-0131-048-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 504, LA HONDA, CA 94020-0504
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 26, 2015 · Amount on Record
Deed SaleMay 26, 2015 · Amount on Record
Prior SaleMay 26, 1995 · Amount on Record
Deed Book / Page20150526 / 1057
Prior Transfer DateMay 22, 2013
Prior Transfer Doc0000001302
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5425 HOME CT, CARMICHAEL, CA 95608-5003
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5425 HOME CT, CARMICHAEL, CA 95608-5003
InvestorPossibly a Property Investor

Mortgage

Document Number0000001060
DateJul 30, 2021
Instrument202107301060
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5425 HOME CT, CARMICHAEL, CA 95608-5003
Transaction TypeMortgage
Record UpdatedAug 11, 2021
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5425 HOME CT, CARMICHAEL, CA 95608-5003

Mortgage

Document Number7300000001060
DateJul 30, 2021
Book Page20210730/1060
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5425 HOME CT, CARMICHAEL, CA 95608-5003
Document Number1910070436
Instrument DateOct 01, 2019
Transaction TypeMortgage
Record UpdatedOct 18, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5425 HOME CT CARMICHAEL CA 956085003, CARMICHAEL, CA 95608-5003

Mortgage

Document Number1910070436
DateOct 07, 2019
Instrument1910070436
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 06, 2049

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$533,248 (+2%) Land $183,876 Building $349,372
2025$6,343.00 (+2.16%)$522,793 (+4.04%) Land $180,271 Building $342,522
2024$6,209.00 (+1.6%)
2023$6,111.00 (+2.02%)$502,494 Land $173,272 Building $329,222
2022$5,990.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670077021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Consolidated Communications
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Based on FCC filings for 450 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3410004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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