5425 Christopher Dr, Oak Forest, IL 60452 Property Records

Cook County property record for 5425 Christopher Dr, Oak Forest, IL 60452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,275 sqft · built 1999
Lot Size	0.187 acres (8,126 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2020)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-28-307-004`

Property Details

APN / Parcel Number

Primary APN	`28-28-307-004`
Alternative APN	`28-28-307-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,275 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,126 sqft (0.187 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5425 CHRISTOPHER DR
City	OAK FOREST
State	IL
Zip	60452-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	36N
Legal Section	28
Legal Subdivision	SOUTH OAK ESTATES
Legal Lot Number	37
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	1
Census Block	1045
Census Tract	825302

Owner

5425 Christopher Dr is owned and occupied by an individual who bought it in May 2020.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5425 CHRISTOPHER DR, OAK FOREST, IL 60452-4918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · VA Mortgage NEXT DOOR LENDING LLC
Mar 13, 2023	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 14, 2020	Warranty Deed, Transfer · Conventional with PMI VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2020 · Amount on File
Deed Sale	May 14, 2020 · Amount on File
Prior Sale	Nov 8, 2000 · Amount on File
Deed Document Number	202039139
Prior Transfer Date	Nov 1, 2001
Prior Transfer Doc	0000019224
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5425 CHRISTOPHER DR, OAK FOREST, IL 60452-4918
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5425 CHRISTOPHER DR, OAK FOREST, IL 60452-4918

Mortgage

Document Number	0003213035
Date	Feb 1, 2024
Instrument	2403213035

Lender

Name	NEXT DOOR LENDING LLC
Type	Mortgage Company
Address	FRANKLIN, MI 48025

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5425 CHRISTOPHER DR, OAK FOREST, IL 60452-4918
Transaction Type	Mortgage
Record Updated	Mar 24, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007229012
Date	Mar 13, 2023
Instrument	2307229012

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 14, 2020
Property Address	5425 CHRISTOPHER DR, OAK FOREST, IL 60452-4918
Document Number	2013539139
Instrument Date	Apr 10, 2020
Instrument	13539139
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17607 71ST CT TINLEY PARK IL 604773655, TINLEY PARK, IL 60477-3655

Mortgage

Document Number	2013539140
Date	May 14, 2020
Instrument	13539140

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Oak Forest City
Elementary School District	Arbor Park School District 145 (PK - 08)
Secondary School District	Bremen Community High School District 228 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,000 Land $5,282 Building $29,718	$350,000 Land $52,820 Building $297,180
2022	Homeowner's exemption	$26,442 Land $4,672 Building $21,770	$264,420 Land $46,720 Building $217,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5425 Christopher Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5425 Christopher Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK FOREST serves 27,478 people · EPA ID IL0312190
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband.

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