5425 Choctaw St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 5425 Choctaw St, Saint Augustine, FL 32092

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,550 sqft · built 1990
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Individual Names on File
Last Sale	$309,000 (Apr 2025)
Tax Bill	$3,804 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030694-0050`

Property Details

APN / Parcel Number

Primary APN	`030694-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	1,678 sqft
1st Floor Area	1,550 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2011
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	67,082 sqft (1.54 acres)
Lot Dimensions	353 ft deep x 207 ft wide
Garage Area	840 sqft

Exterior Amenities

Porch	Enclosed Glass Porch
Porch Area	128 sqft
Deck Area	160 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5425 CHOCTAW ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-0801
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OR
Legal Description	PT OF MIGUEL PAPY GRANT LYING S OF PICOLATA RD INDIAN TRACE UNREC PLAT LOT 5 BLK 4 OR6136/1703
Legal Range	28E
Legal Township	07S
Legal Section	39
Legal Subdivision	INDIAN TRACE UNPLATTED
Legal Block	4
Legal Lot Number	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3002
Census Tract	21004

Owner

Source: St. Johns County records · APN 030694-0050

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5425 CHOCTAW ST, SAINT AUGUSTINE, FL 32092-0801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jul 06, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Oct 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Jan 18, 2022 · Amount on Record
Deed Document Number	202531940
Deed Book / Page	6136 / 1703
Prior Transfer Date	Jan 14, 2022
Prior Transfer Doc	0054711411
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 18, 2022
Property Address	5425 CHOCTAW ST, SAINT AUGUSTINE, FL 32092-0801
Document Number	0054711411
Book / Page	5471 / 1411
Instrument Date	Jan 14, 2022
Instrument	2022006120
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2313 BLUEGILL CT, SAINT AUGUSTINE, FL 32092-2433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5425 CHOCTAW ST, SAINT AUGUSTINE, FL 32092-0801

Mortgage

Document Number	0054711413
Date	Jan 18, 2022
Instrument	5471/1413

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 06, 2021
Property Address	5425 CHOCTAW ST, SAINT AUGUSTINE, FL 32092-0801
Document Number	0053100647
Book / Page	5310 / 647
Instrument Date	Jun 18, 2021
Instrument	2021074653
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 DEBBIES WAY, PONTE VEDRA BEACH, FL 32081-5115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2313 BLUEGILL CT, SAINT AUGUSTINE, FL 32092-2433

Mortgage

Document Number	0005310649
Date	Jul 06, 2021
Instrument	5310/649

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 14, 2019
Property Address	5425 CHOCTAW ST, SAINT AUGUSTINE, FL 32092-0801
Document Number	0048121594
Book / Page	004812 / 001594
Instrument Date	Oct 11, 2019
Instrument	76298
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5425 CHOCTAW ST ST AUGUSTINE FL 320920801, ST AUGUSTINE, FL 32092-0801

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,029 (-0.26%) Land $165,000 Building $92,029	$257,029 (-0.26%) Land $165,000 Building $92,029
2025	$3,804.00 (+56.48%) Homeowner's exemption	$257,695 (+20.9%)	$257,695 (+19.81%) Land $170,000 Building $87,695
2024	$2,431.00 (+14.24%) Homeowner's exemption	$213,139 (+13.95%)	$215,094 (+14.99%) Land $98,000 Building $117,094
2023	$2,128.00 (-17.58%) Homeowner's exemption	$187,052 (+2.02%)	$187,052 (+2.02%) Land $98,000 Building $89,052
2022	$2,582.00	$183,347	$183,347 Land $84,000 Building $99,347

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 units insured incl. 8 condo units
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

Based on FCC filings for 73 locations within half a mile of this property.

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