5425 Central Ave, Dunkirk, NY 14048 Property Records

Chautauqua County and Portland Town property record for 5425 Central Ave, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,356 sqft · built 1903
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Tax Bill	$5,463 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Sep 2007 Mortgage + 1 more
APN	`066089 111.07-4-39`

Property Details

APN / Parcel Number

Primary APN	`066089 111.07-4-39`
Alternative APN	`60891110070004039000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
1st Floor Area	1,178 sqft
2nd Floor Area	1,178 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	137 ft deep x 192 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	813 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5425 CENTRAL AVE
City	DUNKIRK
State	NY
Zip	14048-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	9-5; OLD APN: 066089 18-5-2
Legal Block	4
Legal Lot Number	39.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	PORTLAND
Census Block Group	1
Census Block	1003
Census Tract	36300

Owner

Source: Chautauqua County and Portland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 BENT CREEK RANCH RD, ASHEVILLE, NC 28806-9521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2017	Deed of Trust, Mortgage COMMUNITY BANK NA
Sep 13, 2007	Deed of Trust, Mortgage HSBC MORTGAGE CO
Feb 3, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 17, 2024
Transfer Doc	DE2025001501
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	5425 CENTRAL AVE, DUNKIRK, NY 14048-9674
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2017002691
Date	Jun 5, 2017
Instrument	MT2017002691

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2047

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	5425 CENTRAL AVE, DUNKIRK, NY 14048-9674
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002987/0000000417
Date	Sep 13, 2007
Book Page	0000002987/0000000417
Instrument	0000004438

Lender

Name	HSBC MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	280 Months
Due	Jan 1, 2031

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Feb 3, 2025
Property Address	5425 CENTRAL AVE, DUNKIRK, NY 14048-9674
Document Number	DE2025001501
Instrument Date	Dec 17, 2024
Instrument	DE2025001501
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	111 BENT CREEK RANCH RD, ASHEVILLE, NC 28806-9521

Tax Assessment & Valuation

Source: Chautauqua County and Portland Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Portland Town
Unified School District	Fredonia Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,463.00 (+2.04%) Homeowner's exemption Veteran's exemption
2025	$5,354.00	$73,000 (-) Land $16,000 Building $57,000	$221,212 (+15.15%) Land $48,485 Building $172,727
2023		$73,000 (-) Land $16,000 Building $57,000	$192,100 (+18.43%) Land $42,104 Building $149,996
2022	Homeowner's exemption Veteran's exemption	$73,000 Land $16,000 Building $57,000	$162,200 Land $35,551 Building $126,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	14 (1978–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Nov 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POMFRET NORTH END WATER DISTRICT serves 360 people · EPA ID NY0630121
Water Source	Purchased surface water from FREDONIA VILLAGE
Last State Inspection	Jan 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DFT Local Service.

Cell Coverage

5G and 4G LTE (outdoors only)

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