Lane County property record for 5425 Cardiff St, Eugene, OR 97402 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,689 sqft Finished Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $289,000 (2019) |
| Tax Bill | $4,427.00 (2025) |
| Primary APN | 17-04-20-13-10300-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,689 sqft Finished Area |
| 1st Floor | 1,689 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Wood Siding Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,792 sqft (0.11 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 483 sqft Garage |
| Patio Area | 400 sqft Patio |
| Heating System | Heat Pump Heating |
|---|
| Account Number | 1659034 |
|---|---|
| Street Address | 5425 CARDIFF ST |
| City | EUGENE |
| State | OR |
| Zip | 97402-7548 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:220 SUBD:AVALON VILLAGE PHASE:5 SEC/TWN/RNG/MER:SEC 20 TWN 17 RNG 04 |
| Legal Range | 04W |
| Legal Township | 17S |
| Legal Section | 20 |
| Legal Quarter | NE |
| Legal Quarter Quarter | SW |
| Legal Subdivision | AVALON VILLAGE |
| Legal Phase | 5 |
| Legal Lot Number | 220 |
| Jurisdiction | LANE OR |
| Minor Civil Division | EUGENE-SPRINGFIELD |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 2506 |
Source: Lane County records · APN 17-04-20-13-10300-000
Assessment roll updated September 30, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5425 CARDIFF ST, EUGENE, OR 97402-7548 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 01, 2022 | Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU |
| Aug 22, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage BANNER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2019 · Amount on Record |
| Deed Sale | Aug 22, 2019 · Amount on Record |
| Prior Sale | Mar 31, 2003 · Amount on Record |
| Deed Doc Number | 2019-036425 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 5425 CARDIFF ST, EUGENE, OR 97402-7548 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5425 CARDIFF ST, EUGENE, OR 97402-7548 |
| Document Number | 0000045121 |
|---|---|
| Date | Nov 01, 2022 |
| Instrument | 2022-045121 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 5425 CARDIFF ST, EUGENE, OR 97402-7548 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | CASCADE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000016454 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021-016454 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | EUGENE, OR 97401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Aug 22, 2019 |
| Property Address | 5425 CARDIFF ST, EUGENE, OR 97402-7548 |
| Document Number | 0000036425 |
| Map Reference | FILE 75 SL 989-992 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 2019-036425 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | CASCADE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 5425 CARDIFF ST, EUGENE, OR 97402-7548 |
| Document Number | 0000036426 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 2019-036426 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Eugene City |
| Unified School District | Bethel School District 52 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,427.00 (+5.68%) | $254,546 (+6.09%) | $451,201 (+1.84%) Land $76,890 Building $374,311 |
| 2023 | $4,189.00 (+4.28%) | $239,935 (+3%) | $443,043 (+2.88%) Land $65,934 Building $377,109 |
| 2022 | $4,017.00 | $232,947 | $430,660 Land $76,890 Building $353,770 |
5425 Cardiff St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lane County (41039C), updated August 26, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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