54249 Fouracre Cir, Callahan, FL 32011 Property Records

Nassau County property record for 54249 Fouracre Cir, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,364 sqft · built 1938
Lot Size	1.06 acres (46,238 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jun 2023)
Tax Bill	$2,745 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2023 Sale & Second Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`37-1N-25-296B-0016-0000`

Property Details

APN / Parcel Number

Primary APN	`37-1N-25-296B-0016-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,364 sqft Heated Area
Gross Area	3,424 sqft
1st Floor Area	2,364 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	46,238 sqft (1.06 acres)
Lot Dimensions	300 ft deep x 150 ft wide
Garage Area	480 sqft
Porch	Open Porch
Porch Area	170 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	54249 FOURACRE CIR
City	CALLAHAN
State	FL
Zip	32011-5926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	TRACT 16 IN OR 2649/589 LEE STONER SHORES 2 UNR
Legal Range	25E
Legal Township	01N
Legal Section	37
Legal Subdivision	LEE STONER SHORES 2
Legal Tract	16
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1006
Census Tract	50506

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	54249 FOURACRE CIR, CALLAHAN, FL 32011-5926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 6, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage BANK OF ENGLAND
Aug 29, 2019	Deed of Trust, Mortgage · ARM GATEWAY MORTGAGE GROUP LLC
Dec 3, 2018	Grant Deed, Transfer DARK HORSE CAP MGMT LLC
Oct 1, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Jan 6, 2023 · Amount on Record
Deed Document Number	202345018884
Deed Book / Page	2649 / 589
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 22, 2023
Property Address	54249 FOURACRE CIR, CALLAHAN, FL 32011-5926
Document Number	0026490589
Book / Page	2649 / 589
Instrument Date	Jun 16, 2023
Instrument	202345018884
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 APOTTED OWL LN, ST AUGUSTINE, FL 32095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54249 FOURACRE CIR, CALLAHAN, FL 32011-5926

Mortgage

Document Number	0002649591
Date	Jun 22, 2023
Instrument	2649/591

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jan 6, 2023
Property Address	54249 FOURACRE CIR, CALLAHAN, FL 32011-5926
Document Number	0026111984
Book / Page	2611 / 1984
Instrument Date	Dec 20, 2022
Instrument	202345000502
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 OKEE CLUB CT, FOLKSTON, GA 31537-1100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54249 FOURACRE CIR, CALLAHAN, FL 32011-5926

Mortgage

Document Number	0000026121
Date	Jan 6, 2023
Instrument	2612/1

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0026111986
Date	Jan 6, 2023
Book Page	2611/1986
Instrument	202345000503

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	54249 FOURACRE CIR, CALLAHAN, FL 32011-5926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023010052
Date	Aug 29, 2019
Book Page	2301/0052
Instrument	201945028071

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	11.2%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 3, 2018
Property Address	54249 FOURACRE CIR, CALLAHAN, FL 32011-5926
Document Number	0022401543
Book / Page	002240 / 001543
Instrument Date	Nov 26, 2018
Instrument	45037080
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	WHITWORTH TITLE GROUP, WHITWORTH TITLE GRP

Transaction

Amount	Amount Recorded
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54249 FOURACRE CIR CALLAHAN FL 320115926, CALLAHAN, FL 32011-5926

Mortgage

Document Number	22401544
Date	Dec 3, 2018
Book Page	002240/001544
Instrument	45037081

Lender

Name	DARK HORSE CAP MGMT LLC
Address	150 ST CROIX ISLAND DR, ST AUGUSTINE, FL 32092-3070

Agreement

Amount	Amount Recorded

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	NASSAU FL
Recording Date	Oct 1, 2018
Property Address	54249 FOURACRE CIR, CALLAHAN, FL 32011-5926
Document Number	0022270225
Book / Page	002227 / 000225
Instrument Date	Sep 20, 2018
Instrument	45030378
Transaction Type	Foreclosure
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$376.60
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7198 BRANDON FL 335086020, BRANDON, FL 33508-6020

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,745.00 (+1.48%) Homeowner's exemption	$219,190 (+2.9%)	$369,055 (+5.39%) Land $40,000 Building $329,055
2024	$2,705.00 (-46.08%) Homeowner's exemption	$213,013 (-32.24%)	$350,174 (+11.4%) Land $36,000 Building $314,174
2023	$5,017.00 (+77.34%)	$314,341 (+55.59%) Land $29,250 Building $285,091	$314,341 (+55.59%) Land $29,250 Building $285,091
2022	$2,829.00	$202,034 Land $29,250 Building $172,784	$202,034 Land $29,250 Building $172,784

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	5 (2008–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2021 · Tropical Storm Elsa
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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