54244 S Co Rd 218, Mutual, OK 73853 Property Records

Woodward County property record for 54244 S Co Rd 218, Mutual, OK 73853

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,575 sqft · built 1925
Lot Size	21.4 acres (932,663 sqft)
Owner	Company Name on Record
Last Sale	$165,000 (Nov 2014)
Tax Bill	$995 (2025)
Deeds & Mortgages	Sep 2011 Line of Credit Nov 2014 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-10-20N-18W-2-200-00`

Property Details

APN / Parcel Number

Primary APN	`0000-10-20N-18W-2-200-00`
Alternative APN	`243`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	1,575 sqft
Utility Area	2,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	932,663 sqft (21.4 acres)
Garage Type	Carport
Garage Area	728 sqft
Carport	Carport
Carport Area	728 sqft

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Patio Area	448 sqft
Lean-To	1,200 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	243
Street Address	54244 S COUNTY ROAD 218
City	MUTUAL
State	OK
Zip	73853-5126
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SEC. 10-20-18 21.4111 AC TRACT IN NW BEG AT NW/C OF SEC 10; THN S (S0023'46" W) 1407.31'; E (N8652'49" E) 683.01'; N (N0219'4
Legal Range	18W
Legal Township	20N
Legal Section	10
Jurisdiction	WOODWARD OK
Township / Civil Division	WOODWARD
Census Block Group	3
Census Block	3256
Census Tract	953200

Owner

Source: Woodward County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 43, MUTUAL, OK 73853-0043
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2011	Deed of Trust, Mortgage · Line of Credit CENTRAL NATIONAL BANK & TRUST CO OF ENID
Nov 25, 2014	Warranty Deed, Transfer · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICUL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2014 · Amount on Record
Deed Sale	Nov 25, 2014 · Amount on Record
Prior Sale	Sep 6, 2005 · Amount on Record
Deed Document Number	20142900
Deed Book / Page	2260 / 475
Record Updated	Sep 20, 2026

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODWARD OK
Property Address	54244 S COUNTY ROAD 218, MUTUAL, OK 73853-5126
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002160/238
Date	Sep 15, 2011
Book Page	2160/238
Instrument	2011-001210

Lender

Name	CENTRAL NATIONAL BANK & TRUST CO OF ENID
Address	MOORELAND, OK 73852

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODWARD OK
Recording Date	Nov 25, 2014
Property Address	54244 S COUNTY ROAD 218, MUTUAL, OK 73853-5126
Document Number	002260/475
Book / Page	2260 / 475
Instrument Date	Nov 25, 2014
Instrument	2014-002900
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 43, MUTUAL, OK 73853-0043

Mortgage

Document Number	2014002901
Date	Nov 25, 2014
Instrument	2014-002901

Lender

Name	UNITED STATES DEPARTMENT OF AGRICUL
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 25, 2054

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Woodward County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Woodward County
Unified School District	Sharon-Mutual Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$995.00 (+0.1%) Homeowner's exemption	$11,992 (+6.09%) Land $1,437 Building $10,555	$109,026 (-1.25%) Land $13,068 Building $95,958
2024	$994.00 (+6.42%)		$110,401 (+7.43%) Land $13,068 Building $97,333
2023	$934.00 Homeowner's exemption	$11,304 Land $1,437 Building $9,867	$102,768 Land $13,068 Building $89,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 74% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWEY CO RWD #3 serves 755 people · EPA ID OK2007707
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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