5424 Whetsel Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 5424 Whetsel Ave, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,066 sqft · built 1924
Lot Size	0.127 acres (5,532 sqft)
Owner	Individual Name on File
Last Sale	$28,400 (Jun 2013)
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`034-0002-0005-00`

Property Details

APN / Parcel Number

Primary APN	`034-0002-0005-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	1,786 sqft
1st Floor Area	720 sqft
Upper Floors Area	576 sqft
Attic	Attic
Attic Area	346 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,532 sqft (0.127 acres)
Lot Width	40 ft Width
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	229 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5424 WHETSEL AVE
City	CINCINNATI
State	OH
Zip	45227-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	5424 WHETSEL AVE 40 FT IRR LOT 4 NORTHSIDE PL SUB
Legal Subdivision	NORTHSIDE PL SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1015
Census Tract	24200

Owner

5424 Whetsel Ave is owned and occupied by an individual who bought it in June 2013.

Source: Hamilton County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	5424 WHETSEL AVE, CINCINNATI, OH 45227-1730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2013 · Amount on File
Deed Sale	Jun 26, 2013 · Amount on File
Prior Sale	May 19, 2011 · Amount on File
Deed Document Number	201386313
Deed Book / Page	12349 / 205
Prior Transfer Date	May 18, 2011
Prior Transfer Doc	0000000472
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Aug 26, 2026
Property Address	5424 WHETSEL AVE, CINCINNATI, OH 45227-1730
Document Number	0000069915
Book / Page	15737 / 813
Instrument Date	Aug 14, 2026
Instrument	202669915
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5424 WHETSEL AVE, CINCINNATI, OH 45227-1730

Mortgage

Document Number	0000069915,
Date	Aug 26, 2026
Book Page	15737/813
Instrument	202669915

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5424 Whetsel Ave was $2,300, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,300.00 (+2.95%)	$37,160 (-) Land $13,160 Building $24,000	$106,170 Land $37,600 Building $68,570
2024	$2,234.00 (-2.06%)	$37,160 (-) Land $13,160 Building $24,000
2023	$2,281.00 (+61.66%)	$37,160 (+80.74%) Land $13,160 Building $24,000	$106,170 Land $37,600 Building $68,570
2022	$1,411.00 Homeowner's exemption	$20,560 Land $6,486 Building $14,074
2020			$58,740 Land $18,530 Building $40,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5424 Whetsel Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5424 Whetsel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20