5424 Carden Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5424 Carden Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,040 sqft · built 1962
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$271,500 (Oct 2017)
Tax Bill$3,592 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN232-0332-001-0000

Property Details

APN / Parcel Number

Primary APN232-0332-001-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleL-Shape
Exterior MaterialWood Shingle
Construction TypeWood
Roof MaterialWood Shingle
Lot Area8,276 sqft (0.19 acres)
Garage Area474 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5424 CARDEN WAY
CityCARMICHAEL
StateCA
Zip95608-6310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionMERRIHILL 06, LOT 415
Legal SubdivisionMERRIHILL 06
Legal Lot Number415
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1008
Census Tract8117

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5424 CARDEN WAY, CARMICHAEL, CA 95608-6310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONS DIRECT MORTGAGE LLC
Aug 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONS DIRECT MORTGAGE LLC
Jul 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONS DIRECT MTG
Oct 17, 2017Grant Deed, Transfer · FHA Mortgage
OCMBC INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2017 · Amount on Record
Deed SaleOct 17, 2017 · Amount on Record
Deed Book / Page20171017 / 1555
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5424 CARDEN WAY, CARMICHAEL, CA 95608-6310
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5424 CARDEN WAY, CARMICHAEL, CA 95608-6310

Mortgage

Document Number0000000933
DateAug 19, 2021
Instrument2021081900933
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5424 CARDEN WAY, CARMICHAEL, CA 95608-6310
Transaction TypeMortgage
Record UpdatedSep 1, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5424 CARDEN WAY, CARMICHAEL, CA 95608-6310

Mortgage

Document Number2021081900933
DateAug 19, 2021
Instrument2021081900933
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5424 CARDEN WAY, CARMICHAEL, CA 95608-6310
Document Number2007270945
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5424 CARDEN WAY CARMICHAEL CA 956086310, CARMICHAEL, CA 95608-6310

Mortgage

Document Number2007270945
DateJul 27, 2020
Instrument2007270945
Lender
NameNATIONS DIRECT MTG
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2050

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateOct 17, 2017
Property Address5424 CARDEN WAY, CARMICHAEL, CA 95608-6310
Document Number1710171555
Instrument DateOct 3, 2017
Instrument1710171555
Transaction TypeTransfer
Record UpdatedOct 30, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$298.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5424 CARDEN WAY CARMICHAEL CA 956086310, CARMICHAEL, CA 95608-6310

Mortgage

Document Number1710171556
DateOct 17, 2017
Instrument1710171556
Lender
NameOCMBC INC
AddressIRVINE, CA 92612
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 16, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$314,686 (+2%) Land $81,238 Building $233,448
2025$3,592.00 (+0.98%) Homeowner's exemption$308,517 (+4.04%) Land $79,646 Building $228,871
2024$3,557.00 (+2.66%)
2023$3,465.00 (+0.58%) Homeowner's exemption$296,539 Land $76,554 Building $219,985
2022$3,445.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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