5424 46th St, Lubbock, TX 79414 Property Records

Lubbock County property record for 5424 46th St, Lubbock, TX 79414

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,576 sqft · built 1966
Lot Size0.194 acres (8,468 sqft)
Owner2 Individual Names on File
Tax Bill$858 (2025)
Deeds & MortgagesApr 2024 Transfer
Sep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNR123992

Property Details

APN / Parcel Number

Primary APNR123992
Alternative APN
  • R7422000000002820000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,576 sqft Living Area
Gross Area2,082 sqft
1st Floor Area1,576 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,468 sqft (0.194 acres)
Lot Dimensions114 ft deep x 74 ft wide
Garage TypeAttached
Garage Area506 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5424 46TH ST
CityLUBBOCK
StateTX
Zip79414-1546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRICHLAND HILLS L 282
Legal SubdivisionRICHLAND HILLS
Legal Lot Number282
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1022
Census Tract1709

Owner

5424 46th St is owned by two individuals who acquired it in April 2024.

Source: Lubbock County records, as of November 4, 2025

Owner of Record2 Individual Names on File
Mailing Address5105 78TH ST, LUBBOCK, TX 79424-3008
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Transfer on Death Deed, Transfer
Sep 3, 2019Deed of Trust, Mortgage · Line of Credit
ACCESS COMMUNITY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 1986
Deed SaleMay 1, 1986
Deed Book / Page2159 / 232
Last Transfer DateApr 22, 2024
Transfer Doc0000016402
Record UpdatedSep 20, 2026

April 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLUBBOCK TX
Recording DateApr 22, 2024
Property Address5424 46TH ST, LUBBOCK, TX 79414-1546
Document Number0000016402
Map ReferenceVOL 8448 PG 188
Instrument DateApr 22, 2024
Instrument2024016402
Transaction TypeTransfer
Record UpdatedApr 30, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5424 46TH ST, LUBBOCK, TX 79414-1546

Transferred To (Grantee/Buyer)

NameVerified Name
Address5105 78TH ST, LUBBOCK, TX 79424-3008

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address5424 46TH ST, LUBBOCK, TX 79414-1546
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034311
DateSep 3, 2019
Instrument2019034311
Lender
NameACCESS COMMUNITY CU
TypeCredit Union
AddressAMARILLO, TX 79114
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueSep 10, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 5424 46th St was $858, up 0.5% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$858.00 (+0.47%)$194,722 Land $27,000 Building $167,722$194,722 Land $27,000 Building $167,722
2024$854.00 (+1.18%)
2023$844.00 (-45.02%) Homeowner's exemption$173,554 Land $11,100 Building $192,570$203,670 Land $11,100 Building $192,570
2022$1,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5424 46th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5424 46th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40
Rise Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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