5423 Whitmore Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5423 Whitmore Dr, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,080 sqft · built 1960
Lot Size0.189 acres (8,233 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Jul 2026)
Tax Bill$1,788 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Mar 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN540-0081-0063-00

Property Details

APN / Parcel Number

Primary APN540-0081-0063-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
Gross Area1,377 sqft
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area8,233 sqft (0.189 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeAttached
Garage Area297 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address5423 WHITMORE DR
CityCINCINNATI
StateOH
Zip45238-5629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal DescriptionWHITMORE DR 60 X 140.05 LOT 90 HIGHLAND PK HTS BLK B
Legal SubdivisionHIGHLAND PK HTS
Legal BlockB
Legal Lot Number90
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group4
Census Block4004
Census Tract21304

Owner

Source: Hamilton County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5423 WHITMORE DR, CINCINNATI, OH 45238-5629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Warranty Deed, Transfer · VA Mortgage
FIFTH THIRD BANK
Mar 23, 2026Warranty Deed, Transfer
LTOC
Apr 2, 2021Fiduciary Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2026 · Amount on Record
Deed SaleJul 17, 2026 · Amount on Record
Prior SaleMar 23, 2026 · Amount on Record
Deed Document Number202657820
Deed Book / Page15709 / 722
Prior Transfer DateFeb 28, 2008
Prior Transfer Doc0000000647
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 17, 2026
Property Address5423 WHITMORE DR, CINCINNATI, OH 45238-5629
Document Number0000057820
Book / Page15709 / 722
Instrument DateJul 1, 2026
Instrument202657820
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyCOLLEGIATE TITLE, COLLECTIVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$46,460.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5423 WHITMORE DR, CINCINNATI, OH 45238-5629

Mortgage

Document Number0000057821,
DateJul 17, 2026
Instrument202657821
Lender
NameFIFTH THIRD BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Max Rate-1%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 23, 2026
Property Address5423 WHITMORE DR, CINCINNATI, OH 45238-5629
Document Number0000021498
Book / Page15628 / 2184
Map ReferenceMB 8 PG 75-77
Instrument DateMar 13, 2026
Instrument2026-0021498
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyLTOC

Transaction

AmountAmount Recorded
Tax$125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5423 WHITMORE DR, CINCINNATI, OH 45238-5629

April 2021: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHAMILTON OH
Recording DateApr 2, 2021
Property Address5423 WHITMORE DR, CINCINNATI, OH 45238-5629
Document Number0000041717
Book / Page14388 / 2155
Map ReferenceMB B PG 75-77
Instrument DateMar 29, 2021
Instrument2021-0041717
Transaction TypeTransfer
Record UpdatedDec 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$85.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5423 WHITMORE DR, CINCINNATI, OH 45238-5629

Mortgage

Document Number0000041718
DateApr 2, 2021
Instrument2021-0041718
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,788.00 (+2.52%)$29,926 (+0.01%) Land $10,168 Building $19,758$85,500 (-) Land $29,050 Building $56,450
2024$1,744.00 (-0.34%)$29,924 (-) Land $10,167 Building $19,757
2023$1,750.00 (-21.7%)$29,924 (-12.17%) Land $10,167 Building $19,757$85,500 (-12.16%) Land $29,050 Building $56,450
2022$2,235.00 Homeowner's exemption$34,070 Land $9,412 Building $24,658
2020$97,340 Land $26,890 Building $70,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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