5423 Whistle Stop Dr, Temple, TX 76502 Property Records

Bell County property record for 5423 Whistle Stop Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,815 sqft · built 2004
Lot Size	0.185 acres (8,042 sqft)
Owner	Individual Name on File
Last Sale	$237,249 (Jul 2026)
Tax Bill	$4,023 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0045340345`

Property Details

APN / Parcel Number

Primary APN	`0045340345`
Alternative APNs	`332794` `868436`

Interior

Stories	2 Stories
Building Area	1,815 sqft Living Area
1st Floor Area	1,005 sqft
2nd Floor Area	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	8,042 sqft (0.185 acres)
Lot Dimensions	124 ft deep x 65 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	117 sqft

Location & Zoning

Street Address	5423 WHISTLE STOP DR
City	TEMPLE
State	TX
Zip	76502-7692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VILLAGE PHASE TWO, BLOCK 006, LOT 0002
Legal Subdivision	ECHO VILLAGE PHASE TWO
Legal Block	6
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1034
Census Tract	21305

Owner

5423 Whistle Stop Dr is owned and occupied by an individual who bought it in July 2026.

Source: Bell County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	5423 WHISTLE STOP DR, TEMPLE, TX 76502-7692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed, Transfer · VA Mortgage ALLIANT CREDIT UNION
Oct 15, 2020	Vendor's Lien, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Dec 3, 2019	Vendor's Lien, Transfer · Conventional Mortgage RANDOLPH BROOKS FCU
Sep 5, 2019	Grant Deed, Transfer OTHER
Jun 11, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Oct 15, 2020 · Amount on File
Deed Document Number	202636587
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Jul 21, 2026
Property Address	5423 WHISTLE STOP DR, TEMPLE, TX 76502-7692
Document Number	0000036587
Instrument Date	Jul 17, 2026
Instrument	202636587
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 WHISTLE STOP DR, TEMPLE, TX 76502-7692

Mortgage

Document Number	0000036589,
Date	Jul 21, 2026
Instrument	202636589

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 15, 2020
Property Address	5423 WHISTLE STOP DR, TEMPLE, TX 76502-7692
Document Number	0000056215
Map Reference	CAB C SL 343-A
Instrument Date	Oct 15, 2020
Instrument	2020-00056215
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 WHISTLE STOP DR, TEMPLE, TX 76502-7692

Mortgage

Document Number	0000056216
Date	Oct 15, 2020
Instrument	2020-00056216

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 3, 2019
Property Address	5423 WHISTLE STOP DR, TEMPLE, TX 76502-7692
Document Number	0000055205
Map Reference	CAB C SL 343-A
Instrument Date	Dec 2, 2019
Instrument	2019-00055205
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1529 WINDING TRAIL DR, 1529, ALLEN, TX 75002-5367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 WHISFLE STOP DR STOP DR, DR, TEMPLE, TX 76502-7692

Mortgage

Document Number	0000055206
Date	Dec 3, 2019
Instrument	2019-00055206

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Sep 5, 2019
Property Address	5423 WHISTLE STOP DR, TEMPLE, TX 76502-7692
Document Number	0000040282
Book / Page	010990 / 000521
Instrument Date	Aug 20, 2019
Instrument	40282
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1529 WINDING TRAIL DR ALLEN TX 750025367, ALLEN, TX 75002-5367

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Jun 11, 2019
Property Address	5423 WHISTLE STOP DR, TEMPLE, TX 76502-7692
Document Number	0000024790
Book / Page	010876 / 000207
Instrument Date	Jun 4, 2019
Instrument	24790
Transaction Type	Foreclosure
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5423 Whistle Stop Dr was $4,023 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,023.00	$236,393	$252,430 Land $40,000 Building $212,430
2023	$3,346.00 (-12.41%) Homeowner's exemption	$264,848 Land $35,000 Building $229,848	$264,848 Land $35,000 Building $229,848
2022	$3,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5423 Whistle Stop Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5423 Whistle Stop Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Nextlink, SOS Communications, Verizon.

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