5423 Three Oaks Cir, Houston, TX 77069 Property Records

Harris County property record for 5423 Three Oaks Cir, Houston, TX 77069

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,587 sqft · built 1973
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$242,500 (Aug 2008)
Tax Bill	$4,511 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-113-000-0097`

Property Details

APN / Parcel Number

Primary APN	`105-113-000-0097`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,587 sqft Living Area
1st Floor Area	1,895 sqft
Attic	Attic
Attic Area	692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	10,800 sqft (0.248 acres)
View / Lot	Neighborhood
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	578 sqft
Porch	Open Frame Porch
Porch Area	240 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1051130000097
Street Address	5423 THREE OAKS CIR
City	HOUSTON
State	TX
Zip	77069-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 97 BLK 3 HUNTWICK FOREST SEC 7
Legal Subdivision	HUNTWICK FOREST SEC 7
Legal Block	3
Legal Lot Number	97
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2008
Census Tract	552902

Owner

5423 Three Oaks Cir is owned and occupied by two individuals who acquired it in April 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5423 THREE OAKS CIR, HOUSTON, TX 77069-2722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT HUMAN FCU
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage SHELL FCU
Apr 26, 2021	Intrafamily Transfer, Transfer
Apr 25, 2018	Deed of Trust, Mortgage CREDIT HUMAN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2008 · Amount on File
Deed Sale	Aug 19, 2008 · Amount on File
Prior Sale	Sep 28, 2004 · Amount on File
Deed Document Number	2008433772
Deed Book / Page	5924 / 1093
Last Transfer Date	Apr 2, 2021
Transfer Doc	2021224650
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5423 THREE OAKS CIR, HOUSTON, TX 77069-2722
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103005
Date	Mar 25, 2024
Instrument	2024-103005

Lender

Name	CREDIT HUMAN FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78215

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2039

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5423 THREE OAKS CIR, HOUSTON, TX 77069-2722
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021619557
Date	Oct 27, 2021
Instrument	2021-619557

Lender

Name	SHELL FCU
Type	Credit Union
Address	DEER PARK, TX 77536

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRIS TX
Recording Date	Apr 26, 2021
Property Address	5423 THREE OAKS CIR, HOUSTON, TX 77069-2722
Document Number	2021224650
Map Reference	VOL 188 PG 63
Instrument Date	Apr 2, 2021
Instrument	2021-224650
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 THREE OAKS CIR, HOUSTON, TX 77069-2722

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5423 THREE OAKS CIR, HOUSTON, TX 77069-2722
Document Number	0000184080
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 THREE OAKS CIR HOUSTON TX 770692722, HOUSTON, TX 77069-2722

Mortgage

Document Number	0000184080
Date	Apr 30, 2018
Instrument	184080

Lender

Name	CREDIT HUMAN FCU
Address	SAN ANTONIO, TX 78201

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 29, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 5423 Three Oaks Cir was $4,511 with a homeowner's exemption, down 7.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,069 (+5.99%) Land $94,770 Building $248,299	$343,069 (+5.99%) Land $94,770 Building $248,299
2025	$4,511.00 (-7.35%) Homeowner's exemption	$323,679 Land $94,770 Building $228,909	$323,679 Land $94,770 Building $228,909
2024	$4,869.00
2023		$335,578 Land $94,770 Building $240,808	$335,578 Land $94,770 Building $240,808
2022	$1,955.00
2020	$1,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5423 Three Oaks Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	7 (1998–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5423 Three Oaks Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY WCID 116 serves 3,651 people · EPA ID TX1010507
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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