Howard County property record for 5423 Storm Drift, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,744 sqft · built 1971 |
| Lot Size | 0.128 acres (5,580 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $519,900 (Oct 2024) |
| Tax Bill | $7,257 (2026) |
| Deeds & Mortgages | May 2018 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-105589 |
| Primary APN | 16-105589 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,744 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,580 sqft (0.128 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 406 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 105589 |
|---|---|
| Street Address | 5423 STORM DRIFT |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-2436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT L 44 S 1 AR 1 5423 STORM DRIFT VIL LONGREACH |
| Legal Subdivision | COLUMBIA AREA 1 |
| Legal Lot Number | L 44 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606607 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5423 STORM DRIFT, COLUMBIA, MD 21045-2436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Dec 14, 2021 | Deed of Trust, Mortgage POINT DIGITAL FINANCE INC |
| May 20, 2021 | Intrafamily Transfer, Transfer |
| Sep 12, 2017 | Grant Deed, Transfer · Conventional Mortgage GEORGE MASON MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2024 · Amount on Record |
| Deed Sale | Oct 1, 2024 · Amount on Record |
| Prior Sale | Sep 12, 2017 · Amount on Record |
| Deed Book / Page | 22505 / 258 |
| Prior Transfer Date | May 14, 2021 |
| Prior Transfer Doc | 0205750396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5423 STORM DRIFT, COLUMBIA, MD 21045-2436 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0181810457 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 18181/457 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5423 STORM DRIFT, COLUMBIA, MD 21045-2436 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5423 STORM DRIFT, COLUMBIA, MD 21045-2436 |
| Document Number | 0211900478 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 21190/478 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94301 |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 20, 2021 |
| Property Address | 5423 STORM DRIFT, COLUMBIA, MD 21045-2436 |
| Document Number | 0205750396 |
| Book / Page | 20575 / 396 |
| Map Reference | MB 21 FO 59 |
| Instrument Date | May 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5423 STORM DRIFT, COLUMBIA, MD 21045-2436 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 12, 2017 |
| Property Address | 5423 STORM DRIFT, COLUMBIA, MD 21045-2436 |
| Document Number | 0178020022 |
| Book / Page | 017802 / 000022 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | CAPITOL SETTTLEMENT SERVICES LP, CAPITOL SETTTLEMENT SVCS LP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5423 STORM DRIFT COLUMBIA MD 210452436, COLUMBIA, MD 21045-2436 |
| Document Number | 178020033 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 017802/000033 |
| Name | GEORGE MASON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,257.00 (+2.3%) Homeowner's exemption | $499,400 (+8.92%) Land $217,600 Building $281,800 | $499,400 (-) Land $217,600 Building $281,800 |
| 2025 | $7,094.00 (+9.05%) Homeowner's exemption | $458,500 (+21.71%) | $499,400 (+32.57%) Land $217,600 Building $281,800 |
| 2024 | $6,505.00 (+54.66%) | ||
| 2023 | $376,700 Land $162,600 Building $214,100 | $376,700 Land $162,600 Building $214,100 | |
| 2022 | $4,206.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2011) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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