5423 S Ridge Rd E, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 5423 S Ridge Rd E, Ashtabula, OH 44004 · Last verified June 2026

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 4,172 sqft · built 1960
Lot Size	9.5 acres (413,907 sqft)
Owner	Individual Name on File
Tax Bill	$5,151 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-005-00-011-00`

Property Details

APN / Parcel Number

Primary APN	`03-005-00-011-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,172 sqft Gross Area
1st Floor Area	2,564 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Concrete Block
Lot Area	413,907 sqft (9.5 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	538 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5423 S RIDGE RD E
City	ASHTABULA
State	OH
Zip	44004-4664
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	21 & 24
Legal Subdivision	CONNECTICUT WESTERN RESERVE
Legal Lot Number	4,21
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	1
Census Block	1045
Census Tract	300

Owner

Source: Ashtabula County records · APN 03-005-00-011-00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4455 HILLS AND DALES RD NW, CANTON, OH 44708-1505
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 08, 2024	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Oct 05, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 07, 2015
Transfer Doc	0000008012
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	5423 S RIDGE RD E, ASHTABULA, OH 44004-4664
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 S RIDGE RD E, ASHTABULA, OH 44004-4664

Mortgage

Document Number	0000000908
Date	Feb 05, 2026
Book Page	863/342
Instrument	2026-00000908

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	5423 S RIDGE RD E, ASHTABULA, OH 44004-4664
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001035
Date	Feb 08, 2024
Book Page	812/1956
Instrument	2024-00001035

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	7 EASTON OVAL, COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	5423 S RIDGE RD E, ASHTABULA, OH 44004-4664
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 SOUTH RIDGE RD, ASHTABULA, OH 44004-4664

Mortgage

Document Number	0000009148
Date	Oct 05, 2023
Book Page	805/1047
Instrument	2023-00009148

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 19, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	5423 S RIDGE RD E, ASHTABULA, OH 44004-4664
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015969
Date	Dec 27, 2021
Book Page	760/130
Instrument	202100015969

Lender

Name	THE ANDOVER BANK
Type	Bank
Address	ASHTABULA, OH 44005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2042

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Unified School District	Buckeye Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,151.00 (+96.08%)	$57,970 (-) Land $19,500 Building $38,470	$165,600 (-) Land $55,700 Building $109,900
2023	$2,627.00 (+20.5%)	$57,970 (+39.52%) Land $19,500 Building $38,470	$165,600 (+39.51%) Land $55,700 Building $109,900
2022	$2,180.00	$41,550 Land $15,020 Building $26,530
2020			$118,700 Land $42,900 Building $75,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashtabula County (39007C), updated August 28, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Uniti Group	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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