5423 N Cedar River Rd, Gladwin, MI 48624 Property Records

Gladwin County property record for 5423 N Cedar River Rd, Gladwin, MI 48624 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	16,988 sqft (0.39 acres)
Occupancy	Owner Occupied
Last Sale	$163,000 (2026)
Tax Bill	$1,112.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`120-075-000-021-00`

Exterior

Lot Area	16,988 sqft (0.39 acres)
Depth X Width	167 ft x 101 ft Depth x Width

Location & Zoning

Street Address	5423 N CEDAR RIVER RD
City	GLADWIN
State	MI
Zip	48624-9676
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	19 2W GARVER SUB LOT 21
Legal Range	2W
Legal Township	19N
Legal Section	75
Legal Subdivision	GARVER SUB
Legal Lot Number	21
Jurisdiction	GLADWIN MI
Minor Civil Division	SAGE
Census Blockgroup	1
Census Block	1029
Census Tract	400

Owner

Source: Gladwin County records · APN 120-075-000-021-00

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5423 N CEDAR RIVER RD, GLADWIN, MI 48624-9676
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Deed Doc Number	2026
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLADWIN MI
Recording Date	Jun 25, 2026
Property Address	5423 N CEDAR RIVER RD, GLADWIN, MI 48624-9676
Instrument Date	Jun 22, 2026
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NORTH START TITLE INSURANCE AGENCY INC, NORTH STAR TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 N CEDAR RIVER RD, GLADWIN, MI 48624-9676

Mortgage

Date	Jun 25, 2026

Lender

Name	MORTGAGE LINK

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Gladwin County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Gladwin County
County Subdivision	Sage Township
Unified School District	Gladwin Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,700 (+26.3%)	$111,400 (+26.3%)
2025	$1,112.00	$44,100 (+24.23%) Land $44,100	$88,200 (+24.23%) Land $88,200
2023		$35,500	$71,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gladwin County (26051C), updated August 1, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.