5423 N 126th St, Omaha, NE 68164 Property Records

Douglas County property record for 5423 N 126th St, Omaha, NE 68164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,449 sqft · built 1989
Lot Size	0.213 acres (9,288 sqft)
Owner	Individual Name on File
Tax Bill	$3,667 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4038-5058-25`

Property Details

APN / Parcel Number

Primary APN	`4038-5058-25`
Alternative APNs	`R2540385058` `2540385058`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,449 sqft Living Area
Gross Area	2,159 sqft
1st Floor Area	1,149 sqft
Basement Area	1,010 sqft
Finished Basement	300 sqft
Unfinished Basement	710 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,288 sqft (0.213 acres)
Lot Dimensions	129 ft deep x 72 ft wide
Garage Type	Basement
Garage Area	1 sqft

Exterior Amenities

Porch	Covered Slab
Porch Area	324 sqft
Deck Area	276 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2540385058
Street Address	5423 N 126TH ST
City	OMAHA
State	NE
Zip	68164-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WINCHESTER HEIGHTS LOT 30 BLOCK 0 IRREG
Legal Subdivision	WINCHESTER HEIGHTS
Legal Lot Number	30
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	3
Census Block	3002
Census Tract	7315

Owner

5423 N 126th St is owned and occupied by an individual who acquired it in November 2021.

Source: Douglas County records, as of October 14, 2025

Owner of Record	Individual Name on File
Mailing Address	5423 N 126TH ST, OMAHA, NE 68164-1620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 8, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 4, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021
Deed Sale	Nov 8, 2021
Prior Sale	Sep 11, 2013 · Amount on File
Deed Document Number	2021146771
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	5423 N 126TH ST, OMAHA, NE 68164-1620
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067660
Date	Sep 7, 2023
Instrument	2023067660

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Nov 8, 2021
Property Address	5423 N 126TH ST, OMAHA, NE 68164-1620
Document Number	0000146771
Instrument Date	Nov 8, 2021
Instrument	2021146771
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 N 126TH ST, OMAHA, NE 68164-1620

Mortgage

Document Number	0000146772
Date	Nov 8, 2021
Instrument	2021146772

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	5423 N 126TH ST, OMAHA, NE 68164-1620
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020143686
Date	Dec 4, 2020
Instrument	2020143686

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Omaha Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,700 Land $30,600 Building $220,100	$250,700 Land $30,600 Building $220,100
2024	$3,667.00 (-23.36%)
2023	$4,785.00 (+27.98%)	$226,800 Land $30,600 Building $196,200	$226,800 Land $30,600 Building $196,200
2022	$3,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5423 N 126th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5423 N 126th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 77% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon, Western Iowa Wireless.

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